Lifetime withdrawals
The 360 Benefit offers two income withdrawal options that can help you address the most common retirement income concerns – plus the flexibility to choose the income option that best fits your needs. You can start lifetime withdrawals at age 50 or older.
LEVEL
INCREASING
Age at issue
Annual increase percentage
Single Joint
Single Joint
50 or less
5.80% 5.30% 4.80% 4.30% 5.90% 5.40% 4.90% 4.40% 6.00% 5.50% 5.00% 4.50% 6.10% 5.60% 5.10% 4.60% 6.20% 5.70% 5.20% 4.70% 6.30% 5.80% 5.30% 4.80% 6.40% 5.90% 5.40% 4.90% 6.50% 6.00% 5.50% 5.00% 6.60% 6.10% 5.60% 5.10% 6.70% 6.20% 5.70% 5.20% 6.80% 6.30% 5.80% 5.30% 6.90% 6.40% 5.90% 5.40% 7.00% 6.50% 6.00% 5.50% 7.10% 6.60% 6.10% 5.60% 7.20% 6.70% 6.20% 5.70% 7.30% 6.80% 6.30% 5.80% 7.40% 6.90% 6.40% 5.90% 7.50% 7.00% 6.50% 6.00% 7.60% 7.10% 6.60% 6.10% 7.70% 7.20% 6.70% 6.20% 7.80% 7.30% 6.80% 6.30% 7.90% 7.40% 6.90% 6.40% 8.00% 7.50% 7.00% 6.50% 8.10% 7.60% 7.10% 6.60% 8.20% 7.70% 7.20% 6.70% 8.30% 7.80% 7.30% 6.80% 8.40% 7.90% 7.40% 6.90% 8.50% 8.00% 7.50% 7.00% 8.60% 8.10% 7.60% 7.10% 8.70% 8.20% 7.70% 7.20% 8.80% 8.30% 7.80% 7.30%
0.35% 0.36% 0.37% 0.38% 0.39% 0.40% 0.41% 0.42% 0.43% 0.44% 0.45% 0.46% 0.47% 0.48% 0.49% 0.50% 0.51% 0.52% 0.53% 0.54% 0.55% 0.56% 0.57% 0.58% 0.59% 0.60% 0.61% 0.62% 0.63% 0.64% 0.65%
51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80
LEVEL INCOME Level Income gives you predictable,
dependable income for life. This option may be a good choice if you want the reassurance of knowing exactly how much income you’ll receive every month, and if you want a guaranteed stream of income that you can’t outlive. INCREASING INCOME Increasing Income also provides income for life – plus an opportunity for payment increases. This option offers a smaller payment up front, but it has the potential to increase each crediting period by the interest rate credited to your allocation options in your contract.
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