A product that changes financial options into retirement solutions. Like many Americans, you may be concerned about saving enough for retirement. Choosing an income strategy to help you find a level of financial certainty is important. A fixed index annuity may be one solution.
A fixed index annuity, like Allianz 360 SM Annuity, is a contract between you and an insurance company that may help you reach your long-term financial goals. In return for your premium payment, Allianz gives you benefits and guarantees, including: Tax deferral 1 – When compounded over time, this may increase the amount of income an annuity generates for retirement. Indexed interest potential – Fixed index annuities provide an opportunity to accumulate potential interest based on positive changes in one or more
external market indexes. Although an external market index or indexes may affect your contract values, these indexes are benchmarks only. The contract does not directly participate in any stock, bond, or investments. You are not buying any bonds, shares of stocks, or shares of an index. Protection – Fixed index annuities offer a level of protection you may find reassuring: • Your principal and credited interest are protected from market losses, • Guaranteed income for life, and • Leaving a death benefit legacy for your loved ones.
1 Distributions from your annuity may be subject to surrender charges and market value adjustments (MVAs). Distributions are also subject to ordinary income tax and, if taken before age 59½, a 10% federal additional tax may apply. Please note that Allianz Life Insurance Company of North America (Allianz), its affiliated companies, and their representatives and employees do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. This content is general information for educational purposes, and is not intended to constitute fiduciary advice. Please consult your financial professional for a specific recommendation about purchasing this product.
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