ALLIANZ 360 SM ANNUITY
The Allianz 360 SM Annuity with the 360 Benefit rider 1 (360 Benefit) helps address both halves of the retirement equation. It offers you an interest bonus to help you accumulate money for retirement. And it also offers you guaranteed lifetime withdrawals – plus the opportunity for increasing income.
With the 360 Benefit, you can:
• Receive an interest bonus which will result in a credit of 105% of any fixed and/or indexed interest rate that is applied to your contract. 2 • Beginning at age 40, increase your income withdrawal percentage every year you hold your contract before starting income withdrawals, and continue until lifetime withdrawals begin. • Choose from two lifetime income withdrawal options – including predictable income and income that can increase each year.
1 The annual charge for the 360 Benefit rider is 0.95% of the contract’s accumulation value. After the first contract year, the annual Benefit rider charge can change, but it will never be greater than the maximum Benefit rider charge of 3%. 2 Until you terminate the 360 Benefit, surrender your contract, or take income, either as lifetime withdrawals or as annuity payments.
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