Why saving for retirement is a concern
Retirement in America is changing. Has your retirement savings strategy kept up?
Allianz 360 SM can help you accumulate money for retirement in three ways.
Just a generation or two ago, Americans had several sources of guaranteed income in retirement. But the pensions that once provided income for retirees are now rare. And Social Security – which was always intended to be a small piece of the retirement-income picture – is continuing to erode.
The result is that Americans are increasingly responsible for funding and protecting their own retirement. That’s why saving enough for retirement is more important than ever.
ALLIANZ 360 SM CAN HELP. Allianz 360 SM Annuity is designed to help you accumulate money for retirement in three ways.
1 It provides the opportunity for indexed interest.
2 The 360 Benefit gives you an interest bonus while you’re accumulating, providing you with a credit of 105% of any fixed and/or indexed interest earned.
3 It protects your principal and any credited interest (your accumulation value) from market losses. Any fixed or indexed interest your annuity earns (including the interest bonus) is credited to your accumulation value and is locked in each year.
Over the next few pages, we’ll look at how the Allianz 360 SM interest options and crediting methods can help you accumulate savings for retirement. Then, we’ll explore the available income options.
With the purchase of any additional-cost riders, the contract’s values will be reduced by the cost of the rider. This may result in a loss of principal and interest in any year in which the contract does not earn interest or earns interest in an amount less than the rider charge.
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