ALLIANZ 360 SM ANNUITY
Hypothetical accumulation example
The following chart is intended to show you how the Allianz 360 SM Annuity works over a 10-year period, and how it provides opportunity and protection using annual reset.
The solid gray line shows a hypothetical index while the purple line shows a hypothetical accumulation value. It is not based on any particular index or crediting method, and they are not meant to be proportional or to scale. The light gray line would be an accumulation value based on a market index scenario in which the indexed interest rate is zero in all contract years.
Protection when the index is down
Opportunity when the index is up
Protection when the index is down
Opportunity when the index is up
Interest bonus
Interest bonus
Interest bonus
Interest bonus
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Hypothetical accumulation value Guaranteed accumulation value Hypothetical index
Keep in mind that this represents hypothetical results only and may not be used to predict or project future results. Actual results will vary by crediting method and index allocation chosen, caps and participation rates as well as market conditions. No single crediting method or index allocation consistently delivers the most interest under all market conditions. Actual caps and participation rates that could have been applied over this time frame would have been different from the figures shown in this illustration and in some cases may be significantly higher or lower depending on a number of factors. Bonus annuities may include higher surrender charges, longer surrender charge periods, lower interest rates, lower cap and participation rates, or other restrictions that are not included in similar annuities that don’t offer a bonus feature. 6
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