WHAT IS A FIXED INDEXED ANNUITY? A fixed indexed annuity (FIA) is a tax-deferred strategy designed for the long term that offers a level of protection for your money against loss through a floor, along with opportunity for it to grow based on the performance of a specific market index or combination of indices. With an FIA, your money is not actually invested in any index but rather may earn interest based on the index’s performance subject to an upper limit. Some FIAs like SurePath Income include a built-in benefit designed to create predictable, guaranteed income for retirement. Why choose the SurePath Income Fixed Indexed Annuity? SurePath can be a smart choice if you’re looking for: • Guaranteed lifetime income — Whether you take income immediately at purchase or wait, you will receive uninterrupted lifetime income for life, or your spouse’s if you choose the spousal option. • An immediate income boost —Add a 10% Income Bonus to your Income Benefit Base on day one of your contract. • Daily income growth —Unlike other fixed indexed annuities, SurePath Income will increase your Income Benefit Base daily by an annual 10% simple interest Roll-up Rate, as long as you are not taking Lifetime Withdrawals. • Protection —Your principal and all Interest Credited is fully protected against negative index performance. • Flexibility —Customize how you allocate your money with a Fixed or Index-Based Strategy or a combination of both, and then choose your Index Term and crediting method. • Well-known and exclusive indices —Our Index-Based Strategy options come from names you’ll recognize, like the S&P 500, MSCI EAFE, and Goldman Sachs.
SurePath ® Income Fixed Indexed Annuity 3
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