Index accounts A variety of index accounts offer earnings — called index credits — based on the changes of a specified index. Credits are never less than zero, and are added to accounts at the end of the one-year or two-year period. Cap and participation rates are reset annually or every two years.
Indices
S&P Marc 5% Excess Return Index
Barclay’s Focus50 Index
Account options
S&P 500 Index
1-Year Point-to-Point Cap — Percentage change from previous contract anniversary, up to specified cap. 1-Year Monthly Average Cap — Percentage change from previous contract anniversary to monthly index average, up to specified cap. 1-Year Monthly Average Participation — Percentage change from previous contract anniversary to monthly index average, multiplied by participation rate. 1-Year Monthly Cap — Cumulative sum of capped monthly changes from previous contract anniversary. Each monthly gain subject to a cap, but monthly declines not subject to a floor. 2-Year Monthly Average Cap — Percentage change from previous two-year contract anniversary to monthly index average over two- year period, up to specified cap. 1-Year Point-to-Point Participation — Percentage change from previous contract anniversary, multiplied by participation rate. 2-Year Point-to-Point Participation — Percentage change from previous two-year contract anniversary, multiplied by participation rate.
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4 | MARKETPOWER BONUS INDEX® ANNUITY
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