Looking for retirement income you can count on?
If you have seven to 15 years before retirement, now could be a good time to make sure you’re on track and to start thinking about how to turn your savings into future retirement income. Talk to your financial representative about:
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What income you’ll have
How
1
much
What portion of your income is: • Guaranteed • Protected from market downturns • Built to last a lifetime That’s where a fixed indexed annuity (FIA) comes in, with income you can always count on.
income you’ll need
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An FIA with an Enhanced Guaranteed Minimum Withdrawal Benefit (EGMWB) 1 gives you a predictable way to build your future retirement INCOME BASE for a STEADY STREAM OF LIFETIME INCOME — without the risk of actually participating in the market. Your Prosperity Elite policy offers an EGMWB as part of the popular protection package - an optional rider clients like you most often choose to add. See next page for more details. 1 State variations and conditions apply. What is an annuity? An annuity is a long-term retirement tool that can be a cornerstone of your financial plan.
Premium
Promise
Your financial professional will help you select the policy that best meets your needs: Downside protection and growth potential Guaranteed lifetime retirement income Policy
In exchange for your premium, you receive benefits and guarantees from F&G. F&G provides an annuity policy and promises to look after your money.
You pay a premium (think of it as your principal) to F&G.
This quick reference guide is intended to provide an overview of Prosperity Elite® 7, 10 and 14 2 (Prosperity Elite). It comes with the Statement of Understanding (SOU) that explains this annuity in detail. The SOU has product information that’s important to help you understand this annuity. If you decide to complete an application, your financial professional will ask you to sign an acknowledgement to confirm you’ve read the SOU. If there is any conflict between this guide and the SOU, the SOU prevails. Read on to learn how Prosperity Elite can play an important part in your financial plan. 2 Prosperity Elite 14 is not available in AK, AL, CA, CT, DE, FL (65+), ID, MA, MN, MS, MT, NJ, NV, NY, OH, OK, OR, PA, PR, SC, TX, UT or WA.
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ADV 1986 (02-2019)
Fidelity & Guaranty Life Insurance Company
Rev. 11-2022 22-0243
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