Is Prosperity Elite a good option for you?
With a variety of options to grow your premium plus guaranteed lifetime income payments and a death benefit, Prosperity Elite puts you in control. Its bonuses can boost your premium - and boost it even more if you choose - helping make up for lost time, secure your legacy or lock in lifetime retirement income.
3 reasons the protection package may be a good fit
With Prosperity Elite you get:
Create a retirement income stream 2 Optional rider helps you build an income base: ● Get 18% bonus to kick start your growth on first-year premium ● Guaranteed 7% compound annual roll-up rate Convert it to lifetime income 3 : ● Lifetime payments are calculated on income base ● Know upfront how much your income payments will be in retirement. ● Your payments will never run out, even if your account value is depleted. ● Plus, get up to double the payment amount 1 if you become impaired (based on six activities of daily living) Secure your legacy ● Your beneficiaries get a lump sum payment when you die 4 . ● Or, choose an enhanced death benefit 1 that allows your heirs to stretch their payments out over time. Upside potential, downside protection ● Get an account value boost with a vesting bonus on your initial premium. ● Enhance that vesting bonus - more than double for some ages and durations - with the protection package. ● Plus, earn interest from a fixed account or various indexed interest crediting options.
● A death benefit for your heirs ● A more predictable way to build your income base 1 ● Guaranteed income that you can’t outlive in retirement ● Up to double the payment amount 1 if you become impaired
● Plus, access for
unexpected health care expenses 1 when you need it most
● The ability to
maintain control over your account value (payments without annuitization)
Consult the SOU for complete details.
1 State variations and conditions may apply. 2 Included with optional rider for 0.90% of income base annually 3 GMWB payments cannot begin until the later of age 50 and one year after issue. 4 For a fee of 0.60% of the highest guaranteed death benefit amount
5
ADV 1986 (02-2019)
Fidelity & Guaranty Life Insurance Company
Rev. 11-2022 22-0243
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