Growth potential
Vesting bonus on any premium paid in year 1 ● Vests over seven, 10 or 14 years, depending on the duration of your policy
Base “enhancement” package
“Protection” package
Ages 0-70 Ages 71-85 3 Ages 0-70 Ages 71-85 3 2.00% 1.25% 4.00% 3.00% 3.00% 1.50% 6.00% 3.25%
7‐year 1 All states where approved 10‐year 1 AR, AZ, CO, DC, FL (0‐64), GA, HI, IA, IL, IN, KS, KY, LA, MD, ME, MI, MO, NC, ND, NE, NH, NM, RI, SD, TN, VA, VT, WI, WV and WY
AK, AL, CA, DE, FL (65+), ID, MA, MN, MS, MT, NJ, NV, OH, OK, OR, PA, PR, SC, TX, UT and WA
2.00% 1.25% 5.00% 2.50%
● Chart reflects current
percentages, subject to change
14‐year 2 All states where approved
4.00% 2.25% 7.00% 3.75%
You choose any combination of these potential interest earning options: A fixed interest option (we set the rate annually; it’s guaranteed not to be below 1%) Several options tied to market indexes: ● Balanced Asset 5 Index™ ● Barclays Trailblazer Sectors 5 Index ● Gold Commodity ● GS Global Factor Index ● S&P 500 ® Index Each index option is subject to caps, participation rates and/or spreads. The index options are linked to a market index, but you are not investing directly in the stock market or any index. We protect you from downside risk, and you are guaranteed not to lose money due to market declines. At the end of each crediting period, any gains are locked in. The availability of the index options vary from state to state, so please check with your financial or insurance professional. 1 Prosperity Elite 7 and 10 are not available in CT or NY. 2 Prosperity Elite 14 is not available in AK, AL, CA, CT, DE, FL (65+), ID, MA, MN, MS, MT, NJ, NV, NY, OH, OK, OR, PA, PR, SC, TX, UT or WA. 3 Max issue age in IN is 80.
Interest crediting options
7
ADV 1986 (02-2019)
Fidelity & Guaranty Life Insurance Company
Rev. 11-2022 22-0243
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