Money that can last for as long as you do Retirement can be as exciting as traveling the world or as relaxing as spending a day on the beach. Whatever your vision is, it takes careful planning to get there. Adding Ameritas Income 10 Index Annuity, a flexible premium deferred annuity, to your plan may help you overcome today’s retirement challenges, including low interest rates, market downturns and longer life expectancies.
Guaranteed 1 income is one way to help provide some assurance that you can cover your essential expenses such as housing, healthcare and food for as long as you live. Guaranteed income comes from investments or benefits that are guaranteed to not run out as you take money from them. An annuity can turn assets into a steady, guaranteed income stream. This means that no matter how long you live, you can always depend on this money coming in.
Ameritas Income 10 Index Annuity, a flexible premium deferred annuity, can be an integral part of your retirement income strategy. Not only does it give you a place to grow and protect your money as you save for retirement, it also provides a foundation for guaranteed income once you retire.
How does it work? This hypothetical example helps illustrate how the Income 10 provides money that you can depend on, no matter how long you live.
At age 55, Mary buys an Income 10 Index Annuity with the Income Protector Plus rider for $250,000 . She chooses the income option that provides a level amount each year once she retires and that will double if certain healthcare is needed. This will provide her with $33,195 every year once she retires. She projects this will be enough to cover her basic living expenses. Over the next several years, her policy grows in value.
At age 65, Mary retires and decides to begin receiving her guaranteed lifetime income of $33,195 per year .
This chart illustrates a hypothetical example of an account that receives an assumed level growth rate of 5.0% and distribution factors as of 9/22/2023. Actual policy growth will be dependent upon the interest crediting methods chosen, actual index performance, and actual fixed account rates and/or index cap rates and index participation rates. Values are hypothetical and do not represent the performance of any product, nor do they reflect any fees or charges that may be applicable. Past performance is not an indication of future results. Actual results may vary.
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