Grow and protect your retirement savings Income 10 gives you the potential to earn higher returns with an interest rate that’s linked, in part, to the performance of one or more market indexes. 2 Since you’re not investing in an actual index, you are protected from market losses. You won’t lose money due to negative index performance.
A foundation for guaranteed income
Once you’re ready to start taking money out, Income 10 helps protect against running out of money by providing a guaranteed lifetime income stream once you retire.
Income 10 features two Guaranteed Lifetime Withdrawal Benefit riders, 3 available for an additional charge, that define how much money you’ll receive from your policy once you retire. These riders allow you to maintain control of your account, continue to earn interest and access your money, even after you start making your guaranteed lifetime income withdrawals.
1 Guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. 2 Index options are not securities; you are not investing in stocks or in the indexes themselves. Therefore, credited interest does not include dividends paid by companies included in the relevant index. The credited interest rate is linked, in part, to gains in any combination of indexes. 3 GLWB riders may vary and may not be available in all states.
At age 68, Mary falls and breaks her hip. Due to several complications, she is confined to a wheelchair for a year and needs help with bathing, dressing and getting around. Her income plus kicks in, and she receives $66,391 this year to help cover the costs of her care.
At age 78, after receiving $33,195 each year for 12 years and $66,391 for one, Mary’s annuity value becomes depleted. She continues to receive $33,195 each year until she passes away 9 years later.
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