Ameritas Income 10

Ameritas Life Insurance Corp.

In approved states, Ameritas Income 10 Index Annuity (form ICC18 2706 with ICC18 2706-SCH10 or 2706 with 2706-SCH10) and riders are issued by Ameritas Life Insurance Corp. In Oregon and Idaho, Ameritas Income 10 Index Annuity (form ICC18 2706 8-18 with ICC19 2706-SCH10 1-19), Guaranteed Lifetime Withdrawal Benefit Rider (form ICC19 GLWB 1-19), Guaranteed Lifetime Withdrawal Benefit Plus Rider (form ICC19 GLWBP 1-19), Index Option Rider (form ICC18 IOR 8-18), Market Value Adjustment Rider (form ICC16 MVAR 11-16), Free Withdrawal Rider (form ICC16 FWR 11-16), Waiver of Surrender Charge Rider – Confinement (form ICC16 WSC-CR 11-16), Waiver of Surrender Charge Rider – Home Health Care (form ICC16 WSC-HHC 11-16) and Waiver of Surrender Charge Rider – Terminal Illness (form ICC16 WSC-TIR 11-16) are issued by Ameritas Life Insurance Corp. Policy, index strategies and riders may vary and may not be available in all states. Optional riders may have limitations, restrictions, and additional charges. Guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Ameritas Income 10 Index Annuity is a flexible premium deferred annuity that offers a fixed interest option and index interest options. Annuities with index options may be referred to as equity index annuities. The index options are not securities; you are not investing in stocks or in the indexes themselves. Therefore, credited interest does not include dividends paid by companies included in the relevant index. The credited interest rate is linked, in part, to gains in any combination of indexes. Keep in mind, you are not actually participating in the market or investing in any stock or bond. Annuities are not a deposit, not FDIC insured, may go down in value, not insured by any federal government agency and is not guaranteed by any bank of savings associations. Withdrawals of policy earnings are taxable and, if taken prior to age 59 ½, a 10% penalty tax may also apply. The information presented here is not intended as tax or other legal advice. For application of this information to your specific situation, you should consult an attorney. Information gathered from external sources is believed to be reliable; however, we make no representations as to its completeness or accuracy. All economic and performance information is historical and is not indicative of nor does it guarantee future results. This information should not be construed as investment, legal, or tax advice. Unless otherwise specified, any person or entity referenced herein is not an affiliate of Ameritas or any of its affiliates. This information is provided by Ameritas ® , which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in New York, New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas ® , visit ameritas.com. Ameritas ® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life ® is a registered service mark of affiliate Ameritas Holding Company.

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