Clear Spring Highlander

The Highlander ® is a single premium deferred fixed indexed annuity that allows you to accumulate funds, benefit from tax deferral, maintain a simplified allocation, and can provide a living benefit of income that can last as long as you live.

Whether you have thought about it yet or not, life in retirement has a new set of financial risks that may keep you from enjoying your time the way you had always dreamed. That’s where we come in and offer peace of mind by:

• Limiting the risk of market fluctuation

• Helping you avoid poor market timing

• Providing guaranteed income for the rest of your life ¹

• Better potential to keep pace with inflation

Annuities are an important tool in planning and sustaining income for the future. Deferred annuities accumulate money tax-free for a period of time. Your premium will receive earned interest as well as enjoying income tax deferral, which results in a secure and dependable account balance.

Immediate annuities provide a reliable and predictable income that you cannot outlive. Clear Spring Life and Annuity Company (”Clear Spring Life”) offers these tools with your future in mind.

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Highlander ® Fixed Index Annuity

Clear Spring Life and Annuity Company

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