The Oxford Life Silver Select ® Fixed Indexed Annuity offers you the opportunity to benefit from the increase of the stock market without the downside risk of owning stock.
Protected Principal – Guaranteed
It makes sense to have guaranteed protected principal while being able to participate in the upside potential of the stock market returns for a portion of your retirement savings. The Oxford Life Silver Select ® Fixed Indexed Annuity is a single-premium, tax-deferred annuity with guaranteed principal protection.
Tax-Deferral Tax-deferred growth allows your money to grow faster because you earn interest on dollars that would otherwise be paid in taxes. Your premium earns interest, the interest compounds within the policy, and the money you would have paid in taxes earns interest. Company Financial Strength All of Oxford Life Insurance Company’s tax-deferred annuities are backed by the financial strength of the Company’s investment portfolio, which emphasizes high-quality bonds that provide liquidity and competitive interest rates. Death Benefit Oxford Life Insurance Company will pay out, as the Death Benefit, the Account Value to your beneficiary upon death of the owner or if non-natural owner, the annuitant. Your beneficiary may choose to receive the payouts in either a lump sum or a series of income payments.
Lifetime Income Oxford Life Insurance Company can provide you with a guaranteed income stream with the purchase of your tax- deferred annuity. You have the ability to choose from several different annuity payout options, including life or a specified period. (See Payout Options on page 7 for more details). May Avoid Probate By naming a beneficiary, you may minimize the delays, expense, and publicity often associated with probate. Please consult with and rely on your own legal or tax advisor. Minimum and Maximum Issue Amounts You can start an Oxford Life Silver Select annuity with as little as $10,000 for qualified and non-qualified policies. We allow a singe premium payment of up to $500,000 for ages 18-75, and $350,000 for ages 76-80. Issue Age The Oxford Life Silver Select ® annuity is available to owners and annuitants ages 18 through 80.
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SILVER SELECT PRODUCT GUIDE
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