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It is important to evaluate whether an annuity is apropriate for you. Consider your age, income, net worth, tax statuts, financial objectives, liquidity needs, time horizon, risk tolerance, and other relevant information. If you have questions or comments about information in this brochure, please call Oxford Life toll-free at (800) 308-2318. The offering of the Oxford Life Silver Select ® Fixed Indexed Annuity is not intended for the purpose of avoiding U.S. federal, state, or local tax penalties. This brochure is written to support the promotion of the Oxford Life Silver Select Fixed Indexed Annuity product. Neither Oxford Life Insurance Company ® , nor its affiliates, nor any of its representatives may provide tax or legal advice. Individuals should consult their tax advisor or legal counsel
for specific advice and information regarding their individual situation. Oxford Life’s Silver Select Fixed Indexed Annuity is issued by Oxford Life Insurance Company. Oxford Life assumes the investment risk and guarantees payment, subject to its claims- paying ability. Withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. If withdrawals and other distributions are taken prior to age 59½, a 10% federal tax penalty may apply. Withdrawals will reduce the value of the death benefit. Oxford Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York and Vermont. Product availability and features may vary by state.
Thank you for this opportunity to introduce the Oxford Life Silver Select ® Fixed Indexed Annuity. All guarantees made are that of Oxford Life Insurance Company ® . Not a bank or credit union guarantee. Not FDIC/NCUA insured. Not insured by any federal government agency. A comprehensive description of the policy benefits, costs, exclusions, limitations, and terms is available to you upon request. Not available in all states.
2721 N. Central Ave Phoenix, AZ 85004
oxfordlife.com
(800) 308-2318
Exclusions and limitations may vary by state. The S&P 500 ® index does not include dividends paid on the underlying stocks, and therefore does not reflect the total return of the underlying stocks. Past performance is no guarantee of its future performance or of values of the Oxford Life Silver Select Annuity ® . Standard & Poor’s ® , S&P ® , S&P 500 ® , and Standard & Poor’s 500 ® are trademarks of Standard & Poor’s and have been licensed for use by Oxford Life Insurance Company. The Oxford Life Silver Select is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of purchasing the Oxford Life Silver Select ® .
*Effective as of 7-30-2021. For the latest rating, access www.ambest.com A.M. Best assigns ratings from A++ to F, A++ being superior ratings.
This guide is not a contract and descriptions of the policy provisions are only partial. Exclusions and limitations may vary by state. Optional rider benefit requires the payment of additional premium unless otherwise noted. Refer to policy and rider forms FIA510, DA520, GLWB210, and state specific variations where applicable.
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