Protective Income Builder

Build your benefit base with guaranteed growth Growing your benefit base over time can lead to more income in the future. The longer you wait to begin taking withdrawals, the higher your income amount in retirement may be. With the Guaranteed Income Benefit, your benefit base is guaranteed to grow each year of the roll-up period with a 10% simple interest roll-up for up to 10 contract years.

After ten years, if you haven’t elected income, your benefit base remains level for the duration of your contract.

Your benefit base is guaranteed to grow each year with a 10% simple interest roll-up.

Your contract value grows over time, using the interest crediting strategies you select.

1

2

3

4

5

6

7

8

9

10

Contract anniversary

Benefit base

Lock-in benefit base amount

Contract value

This chart is hypothetical and intended solely to demonstrate how the roll-up feature of the guaranteed income benefit works. It is not indicative of the performance of any indexed annuity, and does not reflect any actual account values. It assumes no additional purchase payments or excess withdrawals. Chart is not to scale.

5

Made with FlippingBook - Share PDF online