AND MORE. Death Benefit
To help leave a legacy for your loved ones, ApexAdvantage offers a reliable death benefit. Death benefit proceeds will be paid directly to your chosen beneficiaries and are generally free from the hassles, publicity, and delays of probate. If you die prior to the policy’s maturity date (the date on which annuity payments will begin), the death benefit is the greater of your accumulation value or the minimum guaranteed surrender value. Your beneficiary has the option to receive the death benefit any time within five years of your date of death and may choose to receive a lump-sum payment or select one of the available annuitization options. If the beneficiary is your spouse, he or she may choose to continue the policy as owner.
If you die after annuitization payments have begun, the remaining amount of the annuity benefit (if any) will continue to be paid to your beneficiary under your selected annuitization option.
About Ameritas Life Insurance Corp. Founded in 1887, Ameritas Life Insurance Corp. and its affiliated companies provide a wide range of insurance and financial products and services to individuals, families, and businesses throughout the United States. Offering a strong balance sheet, Ameritas has an established, proven foundation of stability that you can trust. Its longstanding financial health provides the strength and security that customers expect, reflected in consistently strong ratings earned from independent ratings agencies.
A AM Best
A+ Standard & Poor’s
A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings.*
A+ (Strong) for insurer financial strength. This is the fifth highest of Standard & Poor’s 21 ratings.*
Visit the Ameritas ratings section of ameritas.com for Best’s Rating Report and Standard & Poor’s Full Analysis Report.
* AM Best and Standard & Poor’s ratings are group ratings for Ameritas Mutual Holding Company, which includes Ameritas Life Insurance Corp. AM Best’s rating is as of 4/22/2022. Standard and Poor’s rating is as of 7/26/2022.
15 APEX ADVANTAGE | MODIFIED SINGLE PREMIUM DEFERRED INDEX ANNUITY
Made with FlippingBook - Share PDF online