Benefit Highlights
Hospital Confinement Hospital confinement insurance is a type of supplemental health insurance that provides coverage specifically for periods of hospitalization. This type of insurance is designed to help with the costs associated with being hospitalized, which can include expenses such as room and board, medical procedures, and other related medical services.
Observation Benefit Your Hospital Indemnity Select policy provides benefits if you are confined to an observation unit. The primary purpose of an observation unit is to closely monitor and evaluate patients, usually for a short period of time, who do not require full inpatient hospitalization, but need more intensive monitoring and evaluation than can be provided in an outpatient setting.
Mental Health Mental health in the United States is a complex and multifaceted issue that affects millions of individuals and families across the country. Stigma surrounding mental health is a significant barrier to seeking help and treatment and many individuals may feel reluctant to discuss their mental health concerns due to fear of judgment, or discrimination.
Emergency Room ManhattanLife understands that accidents and emergencies happen, making this benefit crucial to a well rounded plan. This benefit will pay per day for each day the Insured receives Emergency Care or Urgent Medical Care in an Emergency Room or Urgent Care Facility for an injury.
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