Hospital Indemnity Select

Benefit Highlights

Ambulance Ambulance Benefits are a critical component of a Hospital Indemnity plan, providing emergency medical transportation for individuals in need of urgent care. We will pay this per one-way-trip benefit when ground or air transportation in an ambulance is used by an Insured who needs Emergency Care for a covered event.

Skilled Nursing Skilled nursing services in the United States refer to a range of medical and rehabilitative services provided by licensed healthcare professionals within skilled nursing facilities (SNFs), nursing homes, and home healthcare settings. These services are designed to care for individuals with medical conditions or recovery needs that require a higher level of care and expertise than what can be provided in standard assisted living or residential care settings.

Short Duration Hospital Stay We will pay this per day benefit if the insured receives care while in the hospital for 12 to 24 hours and no more than 24 continuous hours for sickness or injury.

Payments directly to you when you need them most. Upon approval, claim benefits are paid directly to the policyholder, regardless of any other insurance they may have. This benefit disbursement can then be used to offset co-payments and deductibles, car payments, mortgages, credit card bills, the choice is truly up to you.

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