Claim Example: Barbara Barbara was very grateful ManhattanLife’s Hospital Indemnity plan was there for her! Barbara is 66 and lives in Texas. Last winter, Barbara was diagnosed with strep throat and bronchitis. Her condition then worsened, and she was admitted to the hospital where she utilized (four days) of her 6-day benefit. Although Barbara had a Medicare Advantage Plan, her out-of-pocket expenses quickly ballooned to $1,500 ($500 for an admission copay and a $250 copay per day (four) for hospitalization).
Hsopitalization Costs
Barbara’s Out-of-Pocket Expenses
$1,500
Benefits Paid by ManhattanLife
First Day Hospital Admission Benefit Rider Hospital Confinement Benefit ($700 x 4 Days)
$750
$2,800 $3,550
Total Amount Paid to Barbara
Because Barbara had an active ManhattanLife Hospital Indemnity Select plan in place with a First Day Hospital Admission Benefit Rider ($750) and a 4-day Hospital Confinement Benefit ($700), she was able to offset her out-of-pocket costs with this $3,550 in paid benefits.
Not an actual policyholder or claim example - for example purposes only. This example is not applicable in CA.
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