Life and AD&D Benefit Summary

Mid-America Apartments, L.P. Benefits At-A-Glance All active, full-time employees

Employee Life and AD&D

One, two, three, four or five times Annual Earnings rounded up to the nearest $1,000

Optional Life and AD&D Insurance

Coverage Options

Maximum coverage amount

This amount may not exceed $500,000

Guaranteed Life coverage amount $300,000 AD&D coverage provides a cash benefit to the beneficiary/beneficiaries you name if you die in an accident, or to you if you suffer a covered loss in an accident, such as losing a limb or your eyesight Dependent Spouse Life and AD&D The amount of Dependent Life Insurance coverage cannot be greater than 50% of the employee benefit. Coverage Options Increments of $5,000 Maximum coverage amount This amount may not exceed $250,000

The Lincoln Term Life Insurance Plan: • Provides a cash benefit to your loved ones in the event of your death • Features group rates for Mid- America Apartments, L.P. employees • Includes LifeKeys ® services, which provide access to counseling, financial, and legal support services • Also includes TravelConnect ® services, which give you and your family access to emergency medical assistance when you’re on a trip 100+ miles from home The Lincoln AD&D Insurance Plan: • Provides a cash benefit to your loved ones if you die in an accident • Provides a cash benefit to you if you suffer a covered loss in an accident • Features group rates for Mid- America Apartments, L.P. employees

Guaranteed Life coverage amount

$50,000

AD&D coverage provides a cash benefit to you should your Dependent Spouse die in an accident or suffer a covered loss in an accident, such as losing a limb or eyesight.

Dependent Child(ren) Life and AD&D Live Birth, but under 26 years

Increments of $5,000

Maximum coverage amount This amount may not exceed $15,000 AD&D coverage provides a cash benefit to you should your Dependent Child(ren) die in an accident or suffer a covered loss in an accident, such as losing a limb or eyesight.

Lincoln Financial Group

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