J E Smith Employee Communication 2023

What You Pay for Services

Copays ($) and Coinsurance (%) for Covered Health Care Services

Out-of-Network

Network

Enteral Nutrition

No copay*

50%*

Hearing Aids

No copay*

50%*

Limited to $5,000 every 36 months. Benefits are further limited to a single purchase per hearing impaired ear including repair or replacement. For enrolled Dependent children under the age of 18: One hearing aid, per hearing impaired ear every 36 months.

Ostomy Supplies

No copay*

50%*

Pharmaceutical Products - Outpatient

No copay*

50%*

Depending on the pharmaceutical product prior authorization may be required. This includes medications given at a doctor's office, or in a covered person's home.

Prosthetic Devices¹

No copay*

50%*

Pregnancy

Pregnancy - Maternity Services¹

The amount you pay is based on where the covered health care service is provided except that an Annual Deductible will not apply for a newborn child whose length of stay in the Hospital is the same as the mother's length of stay.

Mental Health Care & Substance Related and Addictive Disorder Services

Inpatient

No copay*

50%*

Outpatient

$75 copay

50%*

Partial Hospitalization

No copay*

50%*

Limited to 60 days combined for residential treatment facility and skilled nursing facility per year. Other Services

Cellular and Gene Therapy

The amount you pay is based on where the covered health care service is provided.

For Network Benefits, Cellular or Gene Therapy services must be received from a Designated Provider.

Clinical Trials¹

The amount you pay is based on where the covered health care service is provided.

Gender Dysphoria¹

The amount you pay is based on where the covered health care service is provided or in the Prescription Drug Benefits Section.

Hospice Care¹

No copay*

50%*

Reconstructive Procedures¹

The amount you pay is based on where the covered health care service is provided.

Transplantation Services

No copay*

Not covered

Coverage is only available when services are performed at a Centers of Excellence facility, except for cornea transplants.

*After the Annual Medical Deductible has been met. ¹Prior Authorization Required. Refer to SPD.

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