Your Guide to Later Life Finance

Can I tailor my lifetime mortgage? Absolutely! The range of lifetime mortgages we recommend allow you to personalise your plan with features and protections that suit your needs, helping you to live the later life you’ve always dreamed of. What’s important to you? Subject to lender’s criteria, these features could be available to you. Your adviser will find out which features are right for you before recommending a plan. I’d like to reduce the size of the loan on which the interest is charged. I’d like to be able to move home if my

It’s important I always remain the owner of my home. You can with the lifetime mortgages we recommend. I don’t want to ever owe more than my home is worth. You won’t with the lifetime mortgages we recommend. If I do choose or need to repay my loan early, I’d prefer to have fixed early repayment charges that I know in advance. Any of the lifetime mortgages we recommend.

I may want to downsize later and repay my loan without early repayment charges. Downsizing protection. I want to pay some or all the monthly interest to reduce the total cost of borrowing. Interest payment lifetime mortgage.

circumstances change. Take your plan with you when you move, known as porting. I want to take all my

You can make partial capital repayments. I want to take some money now and come back for more later. A drawdown plan.

money in one go. A lump sum plan.

30 Get advice today 0800 953 3743

Get advice today 0800 953 3743 31

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