Your Guide to Later Life Finance

What’s important to you? Subject to lender’s criteria, these features could be available to you. Your adviser will find out which features are right for you before recommending a plan. I’d like to reduce the size of the loan on which the interest is charged – You can make partial capital repayments. I want to take some money now and come back for more later – A drawdown plan. I’d like to be able to move home if my circumstances change – Take your plan with you when you move, known as porting. I want to take all my money in one go – A lump sum plan. It’s important I always remain the owner of my home – You can

with the lifetime mortgages we recommend. I don’t want to ever owe more than my home is worth – You won’t with the lifetime mortgages we recommend. If I do choose or need to repay my loan early, I’d prefer to have fixed early repayment charges that I know in advance – Any of the lifetime mortgages we recommend. I may want to downsize later and repay my loan without early repayment charges – Downsizing protection. I want to pay some or all the

31 Get advice today 0800 953 3743 monthly interest to reduce the total cost of borrowing – Interest payment lifetime mortgage.

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