Your Guide to Later Life Finance

to make sure it was a plan that suited my needs. He didn’t pressure me to make any decisions – I knew that he had my best interests at heart.” Ms Hamblin now had enough equity in her home to pay off her existing mortgage and debts. After considering all her options and looking at different products, her adviser recommended a lifetime mortgage that met all her needs. “I was able to pay off my existing mortgage, clear existing credit card debt and repay my overdraft. I also plan on making a few home improvements. I want to upgrade my windows, have French shutters put in

the bedroom and I would like a dry- stone wall around the front garden. I can now do the things that I have always dreamt of but could never have afforded. “The whole process with Key was extremely straightforward – It has been the right solution for me – I have already recommended Key to several people.” Ms Hamblin now looks forward to retiring and spending more time enjoying her hobbies which include pottery and making jams, chutneys, cakes and bread which she hopes to sell at local farmers markets.

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