The most asked questions Is equity release regulated? Yes, equity release is fully regulated by the Financial The amount you can release depends on several factors, including the value of your home, your age, and any specific product features you want. Your adviser will explore all of this with you and provide a personalised illustration tailored to your needs. Will I still own my home? Yes, with a standard lifetime mortgage recommended by us, you’ll always own your home and have the right to stay in it for as long as you wish. Will I ever fall into negative equity? Conduct Authority (FCA). How much can I release? No, all the plans we recommend meet the Equity Release Council’s standards and come with a no negative equity guarantee. This means you’ll never owe more than your home’s value, provided you keep to the terms of your plan.
Our adviser says We helped Alice and her partner explore how much equity they could release from their property and guided them through the details of how a lifetime mortgage could impact the value of their estate. We also made sure they understood how compounding interest could affect their remaining equity over time. With all this information at their fingertips, Alice and her partner were able to make the decision that felt right for them, allowing them to enjoy a more comfortable retirement in the home they cherish.
Book your advice appointment
42 Get advice today 0800 953 3743
Get advice today 0800 953 3743 43
Made with FlippingBook. PDF to flipbook with ease