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Insurance products are offered through the insurance businesses Federal Benefits Made Simple and E.A. Buck Financial Services. Federal Benefits Made Simple is an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor and Buck Wealth Strategies, a Registered Investment Advisor. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. AEWM does not offer insurance products. The insurance products offered by Federal Benefits Made Simple and E.A. Buck Financial Services are not subject to Investment Advisor requirements. AEWM is not affiliated with Federal Benefits Made Simple, E.A. Buck Financial Services, or Buck Wealth Strategies. In California, we are known only as E.A. Buck Insurance Services in all solicitations of insurance. Federal Benefits Made Simple, an E.A. Buck Company is not affiliated with or endorsed by the US government or any governmental agency. E. A. Buck Financial Services, Buck Wealth Strategies, Federal Benefits Made Simple, An E.A. Buck Company are affiliated by common ownership. CMP-57725 - 9/25
INSIDE THIS ISSUE page 1 Conquer the First 2 Minutes page 2 Tail-Wagging Tips to Keep Your Dog Mentally Stimulated A Record Year of Challenges and Service
page 3 Wicked Wanderlust Extra-Crispy Ranch Chicken Cutlets
page 4 Hygge Morning Rituals to Nourish Your Spirit
CREATE HYGGE IN EVERY COMFORTING MORNING STEP Start Your Day the Danish Way
Slip on your walking shoes and greet the world outside. Even a short stroll can awaken a sense of calm. Listen to the autumn leaves rustle, feel the sun on your cheeks. Let nature’s rhythm soften your own. These hygge-inspired rituals help you reclaim mornings with grace, presence, and joy. You’ve earned mornings like these. So let them carry you forward.
There’s a quiet magic in the early morning. It’s a time made for gentleness, nourishing both body and spirit. That’s the beauty of hygge, a Danish philosophy rooted in comfort, mindfulness, and savoring life’s small pleasures. Pronounced “hoo-gah,” this gentle lifestyle encourages you to slow down and enjoy the present moment. And what better time to start than first thing in the morning? Begin right where you wake, still nestled beneath the covers. Before your feet ever touch the floor, take a moment to stretch — not the kind that feels like a chore but one that softly awakens your muscles and soothes your joints. This small act stirs your blood and eases your body into the day with kindness. Let your shower become a sanctuary. Choose a soap that smells like the season — apple, cinnamon, or something crisp and woodsy. Let the warm water remind you that you’re not in a rush, that this moment is yours. As the coffee brews or tea steeps, light a candle. Watch it flicker and think of someone who has touched your life. Offer a quiet thank-you and wish them well. This small blessing is a gift to them and for you.
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