TRADE INSURANCE
ABBEYAUTOLINE CAN HELP TRADESMEN ACROSS NI SECURE TAILORED, AFFORDABLE PROTECTION BUILT AROUND THEIR UNIQUE NEEDS, SAYS HEAD OF SME DIANE JOHNSTON… Safeguard your trade with tradesman insurance
A single accident on site could cost thousands and, for many tradespeople, that means lost income, legal fees and long-term stress. That’s why having the right insurance cover isn’t just smart, it’s essential to protect your trade, your team and your future. Whether you’re a plumber, joiner, electrician or roofer, your work carries risk. And while every job is different, one thing stays the same: insurance that doesn’t fit your business could leave you dangerously exposed. At AbbeyAutoline, we help tradesmen across Northern Ireland secure tailored, affordable protection built around their unique needs. The cornerstone of any policy is public liability insurance, which covers injury or damage claims made by
customers or members of the public. Even small incidents like a customer tripping over tools can escalate fast, so this cover is vital. If you employ staff, even on a temporary or part-time basis, employers’ liability insurance is a legal requirement. It protects your business if an employee, subcontractor or volunteer is injured or becomes ill due to their work. We also advise clients to be aware of territorial limits, policy exclusions and how their specific trade impacts premium levels. For example, working at height or with heat carries different risks than domestic indoor repairs. Many customers and contractors now expect valid insurance before awarding work, so having the right documents in
Diane Johnston, Head of SME, AbbeyAutoline.
place not only protects your business, but it also strengthens your professional reputation too. At AbbeyAutoline, our specialist SME team understands the pressures tradespeople face. We make insurance straightforward, so you can focus on the job at hand. For further information, contact our specialist team:
T: +44 (0)8000 665 544 www.abbeyautoline.co.uk
www.nibuilder.co.uk
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