Kisinger Campo & Associates

DISABILITY BENEFITS

SHORT TERM DISABILITY

Kisinger Campo & Associates provides you Short Term Disability (STD) through Mutual of Omaha. Kisinger Campo & Associates pays 100% of the cost for coverage, this benefit is at NO OCST TO YOU!

Short Term Disability (STD) provides you a benefit, should you become temporarily disabled because of illness, injury or a condition, like pregnancy. Please note, STD does not provide for any job protection status, job protection may be provided for you by the Family Medical Leave Act (FMLA), if applicable. Weekly disability benefits would begin on the 31 st day of an injury or illness and would continue to a maximum of __ weeks. The benefit allots you 60% of your weekly earning, to a maximum of $1,500 per week. If your disability exceeds the duration of STD you will begin to receive the Long Term Disability (LTD) benefit.

LONG TERM DISABILITY

Kisinger Campo & Associates provides you Long Term Disability (LTD) through Mutual of Omaha. Kisinger Campo & Associates pays 100% of the cost for coverage, this benefit is at NO OCST TO YOU!

Long Term Disability (LTD) provides you a long term continuation of income should you become disabled for a period longer than __ consecutive days.

Monthly disability benefits would begin on the __ day of an injury or illness and would continue until you reach Social Security Normal Retirement Age (SSNRA). The benefit allots you 60% of your monthly earning, to a maximum of $x,000 per month

WORLDWIDE TRAVEL ASSISTANCE

When it’s difficult to cope with problems, we often turn to family and/or friends for support. Unfortunately, many times that’s not enough. Sometimes we need the ear of an experienced professional, one who will keep our concerns confidential and help guide us in the right direction.

The Employee Assistance Program (EAP) is here for just that. The EAP is available to you and your family, providing you access to highly-trained professionals to help you find solutions to a variety of issues. This program is through Mutual of Omaha. In addition to telephonic you also receive up to 3 face-to-face sessions per calendar year.

TYPES OF SERVICES AVAILABLE

• Grief • Balancing work and home • Parenting • Drug and/or alcohol abuse

• Stress and mental health • Resiliency • Depression • Gambling and other addictive behaviors

• Parenting • Financial issues • Life changes • Relationship issues

Kisinger Campo & Associates pays 100% of the cost of coverage, this program is at no cost to you!

EAP staff members are available 24 hours a day, 7 days a week, every day of every year! These professionals may be reached at 1-800-316-2796 or by logging onto www.MutaulofOmaha.com/EAP .

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