Jefferson Center - 2025 Open Enrollment Benefit Guide

Disability Insurance Jefferson Center offers you income protection insurance with short- and long-term disability coverage through UNUM . These benefits are in place to support you through situations that may prevent you from working due to an injury or illness, and are provided at no cost to you, as an eligible employee.

Short-Term Disability Insurance

Long-Term Disability Insurance If you are not able to return to work after the short-term disability benefit period ends, you may be eligible for long-term disability, which provides additional salary continuation. • Elimination period: 90 days (benefits begin on day 91) • Benefit continues up to social security normal retirement age • Benefit amount: 60% of salary up to a maximum of $6,000 per month

Short-term disability (STD) insurance allows you to continue earning a portion of your salary if you are unable to work due to an illness or injury.

• Elimination period: 7 days (benefits begin on day 8)

• Benefit continues for up to: 12 weeks not including the elimination period • Benefit amount: 60% of salary up to a maximum of $1,000 per week • Your state may provide disability or PFML benefits that could offset any GOLFTEC sponsored coverage.

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