The Mountain Life Real Estate Team Buyers Guide

buying your home A COMPLETE GUIDE TO

The Mountain Life Real Estate Team is here to serve you.

it’s all about you!

The Mountain Life Real Estate Team is here to serve you. Our goal is to understand:

n Your needs n Your dreams n Your concerns n Your questions n Your finances n Your time n Your life

I will work with you to understand your unique lifestyle, needs, and wishes because buying a home is more than a certain number of

bedrooms or a particular ZIP code. It’s about your life, and it’s important to me. My focus is on your complete satisfaction. In fact, I work to get the job done so well, you will want to tell your friends and associates about it. Maybe that’s why so much of my business comes from repeat customers and referrals. Good service speaks for itself. I’m looking forward to the opportunity to earn your referrals too!

It’s all about you!

The Mountain Life Real Estate Team

THE 6 STEPS OF Homebuying

1

Choose a REALTOR ® Choose the best real estate agent to represent you in finding and purchasing your dream home and sign a Buyer Agency Agreement to work together. It is important to trust your agent, as you will be spending a lot of time together and your agent will help you with one of the biggest financial commitments you will make.

2

Obtain Financial Pre-Approval Get pre-approved for a loan before you find the home you want to buy. Benefits include: n You know your price range, closing costs, and monthly payments up front

n You only look at homes within your price range n Your negotiating position with the seller is stronger n Closing on your new home can happen more quickly

3

View Homes and Find “The One” After a thorough understanding of your new home needs, you receive a list of homes that meet most or all of your requirements, and we schedule time to visit them. I will also help you find homes through: n Online with real estate search sites including my Keller Williams mobile search app – we will make appointments to visit them. n For Sale or For Sale by Owner (FSBO) signs as you drive through neighborhoods – we will make appointments to visit them. n Open Houses - accompanied by your real estate representative. n New home developments – accompanied by your real estate representative. Make Your Offer Once you have found your dream mountain home, I will research market data on the home to help you will determine what to offer and we will present a written offer to the seller’s agent. There may be some negotiation required and the seller may either accept, reject, or counter your offer. When the seller accepts the offer, it becomes a legal contract.

4

5

Get Inspection and Negotiate Repairs You will hire a professional home inspector to conduct a thorough inspection of the property and we will negotiate with the seller to complete any necessary repairs.

6

Final Review of Contract and Close The closing is the formal process of signing papers, paying fees and closing costs, and receiving the keys to your new home!

1

Buyer’s Guide

FUNDING YOUR HOME Purchase

3 Factors Determining How Much Can You Afford

1. Qualification for the Mortgage Lenders may require that your monthly payments range between 28 – 44% of your monthly income. The percentage will depend on the borrower’s credit rating. Your monthly mortgage payment to the lender will consist of:

n Principal on the loan n Interest on the loan n Property taxes n Homeowner’s insurance

2. Down Payment Most home loans today require an upfront, or down payment, between 3.5 – 10%. If you are able to pay more upfront, you may be eligible for lower interest rate loans, and shorter loan periods. 3. Closing Costs Additional fees and costs associated with loan processing and closing are required to be paid at the final closing, unless you are able to include them in your financing. Typically, closing costs amount to between 2 – 5% of the purchase price (not the loan amount.)

The Process of Funding

1. Financial Pre-Approval n Application and interview with a bank or other mortgage loan company n Buyer provides pertinent documentation including verification of employment n Credit report is requested n Appraisal scheduled for current home owned, if any

2. Underwriting n Loan package is submitted to underwriter for approval

3. Loan approval n Parties are notified of approval n Loan documents are completed and sent to title

4. Title company n Title exam, insurance and title survey conducted

5.Funding n Lender reviews the loan package n Funds are transferred by wire

2

The Mountain Life Real Estate Team

MAKING AN Offer

Once you have found the property you want, we will write a purchase agreement. While much of the agreement is standard, there are a few areas that we can negotiate:

The Price What you offer on a property depends on a number of factors including its condition, length of time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a low offer just to see if the seller accepts, this often isn’t a smart choice, because the seller may be insulted and decide not to negotiate at all. The Move-in Date If you can be flexible on the possession date, the seller may be more apt to choose your offer over others. Additional Property Often, the seller plans on leaving major appliances in the home; however, which items stay or go is often a matter of negotiation.

We will present the offer to the listing agent and/or seller. The seller will then do one of the following:

n Accept the offer n Reject the offer n Counter the offer with changes

By far the most common is the counteroffer. In these cases, my experience and negoti- ating skills become powerful in representing your best interests.

When a counteroffer is presented, you and I will work together to review each specific area of it, making sure that we move forward with your goals in mind and ensuring that we negotiate the best possible price and terms on your behalf. Note: Earnest money may be need at the time of offer. This is typically 1 - 2% of the offer price. This check is made to the Title Company and will ONLY be deposited if the offer is accepted. This amount will be applied to the down payment.

3

Buyer’s Guide

CLOSING 101

Prepare for It Closing day marks the end of your home-buying process and then beginning of your new life! To make sure your closing goes smoothly, you should bring the following: n Connect with your lender to wire down payment funds. You’ll need to cover the cost of closing and the down payment. Bring a printed confirmation of your wire transfer. n 2 government issued photo IDs n Social Security numbers n Proof of homeowner’s insurance Own It Transfer of title moves ownership of the property from the seller to you. The two events that make this happen are:

n Delivery of the buyer’s funds - This is the check or wire funds provided by your lender in the amount of the loan.

n Delivery of the deed - A deed is the document that transfers ownership of real estate. The deed names the seller and buyer, gives a legal description of the property, and contains the notarized signatures of the seller and witnesses.

At the end of closing, the deed will be taken and recorded at the county clerk’s office. It will be sent to you after processing.

WHAT’S

Ahead

To assist you in the home search journey, I will organize a list of homes with the following information for each:

Once we narrow down the list of properties that are of interest, I will:

n Provide you with more detailed information about the home n Review the county tax records for tax liens, etc. n Tour the home with you n Determine how the asking price compares with other homes in the area n Answer any and all questions you may have

n Photos of the home n The home address n The current asking price

n The square footage and property taxes n The number of bedrooms and baths n The age and lot size n Unique features and comments

4

The Mountain Life Real Estate Team

OUR PROMISE TO You

To work as a team to ensure a smooth and seamless transaction from start to finish. 1

To exceed expectations by being solution-based. 2

To provide exceptional service by being honest, loyal, understanding, and attentive. 4

To make every effort to be proactive and limit surprises. 3

5

6

To guarantee each client receives such an outstanding experience, that they always think of and recommend The Mountain Life Team to friends and family for any Real Estate needs.

We are committed to always exceeding our client’s expectations and need to know when there are opportunities to improve. Our Client Relationship Manager

is always available to you should you need anything.

If you know of anyone we can help buy or sell Real Estate, we’d love the opportunity to earn their business!

5

Buyer’s Guide

Keller Williams THE POWER OF RELIABILITY Founded on the principles of trust and honesty, Keller Williams Realty emphasizes the importance of having the integrity to do the right thing, always putting your needs first. It reinforces my belief that my success is ultimately determined by the legacy I leave with each client I serve. TRACK RECORD I’m proud to work for the world’s largest real estate franchise by agent count. It’s proof that when you offer a superior level of service, the word spreads fast. KNOWLEDGE Keller Williams Realty has been named the #1 training company across all industries by Training Magazine . Our training helps me stay ahead of trends in the real estate industry through its comprehensive, industry-leading curriculum and research resources. It’s what prepares me to provide you with unparalleled service. TECHNOLOGY Leading-edge tech tools and training give me the edge in effectively marketing your property online, 24 hours a day, seven days a week! Through the exclusive Keller Williams Listing System (KWLS), your property is fed to more than 350 online search engines and is available on KW’s Web network of more than 76,000 sites, including my Mobile Property Search App. Best of all, every single Internet inquiry in our system on your property will come directly to me so that I can follow up quickly with those potential buyers. TEAMWORK Keller Williams Realty was designed to reward agents for working together. Based on the belief that we are all more successful if we strive toward a common goal rather than our individual interests, I’m confident that every Keller Williams professional shares the common goal of serving you, my client, in the best way possible.

www.TheMountainLifeTeam.com 294 Hwy 515 West, Suite L | Blairsville, GA 30512 Broker Office Keller Williams Realty Partners 722 Stonecroft Lane | Woodstock, GA 30188 706.623.8186

FREQUENTLY ASKED Questions

How will you tell me about the newest homes available? The Multiple Listing Service Website provides up-to-date information for every home on the market. I constantly check the New on Market list so I can be on the lookout for my clients. I will get you this information right away, the way that is most convenient for you: by phone, email, text and/or my IDX instant notification system. Will you inform me of homes from all real estate companies or only Keller Williams Realty? I will keep you informed of all homes. I want to help you find your dream home, which means I need to stay on top of every home that’s available on the market. Can you help me find new construction homes? Yes, I can work with most builders and get you the information you need to make a decision. On your visits with the builder, I will accompany you. By using my services with a new construction home purchase, you will receive the services I offer, as well as those provided by the builder, at no additional cost. How does for sale by owner (FSBO) work? Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the listing agent commission, but most understand they will pay for buyer agent commission. If you see a FSBO and want the advantages of my services, let me contact the owner for you and make an appointment. Most times the homeowner will work with an agent even though their home is not listed, since the agent is introducing a potential buyer to their property. Can we go back through our property again once an offer is made but before possession? Usually we can notify the seller and schedule a convenient time to visit the property again. Immediately before the closing, we will schedule a final walk-through and inspection of your new home. Once my offer is accepted, what should I do? Celebrate and focus on moving into your new home! You will want to schedule your move, pack items, and notify businesses of your address change. I will provide you with a moving checklist to help you remember all the details. I will also give you a good faith estimate and HUD statement, which will indicate the amount you will need to bring to closing.

© 2020 The Mountain Life Real Estate Team | Keller Williams | Q1.2020

COMMONLY USED Terms

ANNUAL HOUSEHOLD INCOME Collective income from everyone in your household before taxes or other deductions are taken, investment income or dividends, Social Security benefits, alimony, and retirement fund withdrawals. APR APR refers to the annual percentage rate, which is the interest rate you’ll pay expressed as a yearly rate averaged over the full term of the loan. APR includes lender fees in the rate, so it’s usually higher than your mortgage interest rate. APPRAISAL A written justification of the price paid for a property, primarily based on an analysis of comparable sales of similar homes nearby. APPRAISED VALUE An opinion of a property’s fair market value, based on an appraiser’s knowledge, experience, and analysis of the property. Since an appraisal is based primarily on comparable sales, and the most recent sale is the one on the property in question, the appraisal usually comes out at the purchase price. CLOSING COSTS Generally 2 to 5 percent of the purchase price include lender fees, recording fees, transfer taxes, third-party fees such as title insurance, and prepaids and escrows such as homeowner’s insurance, property taxes, and HOA fees. CLOSING DISCLOSURE A document that provides an itemized listing of the funds that were paid or disbursed at closing.

DEED The legal document conveying title to a property. DOWN PAYMENT A cash payment of a percentage of the sales price of the home that buyers pay at closing. Different lenders and loan programs require various down payment amounts such as 3 percent, 5 percent, or 20 percent of the purchase price. EARNEST MONEY DEPOSIT Also known as an escrow deposit, earnest money is a dollar amount buyers put into an escrow account after a seller accepts their offer. Buyers do this to show the seller that they’re entering a real estate transaction in good faith. ENCUMBRANCE Anything that affects or limits the fee simple title to a property, such as mortgages, leases, easements, or restrictions.

EQUITY A homeowner’s financial interest in a

property. Equity is the difference between the fair market value of the property and the amount still owed on its mortgage and other liens. ESCROW Putting something of value, like a deed or money, in the custody of a neutral third party until certain conditions are met.

continued

© 2020 The Mountain Life Real Estate Team | Keller Williams

HOMEOWNERS ASSOCIATION FEE (HOA) A fee required when you buy a home located within a community with an HOA that typically pays for maintenance and improvements of common areas and may include the use of amenities. HOMEOWNER’S INSURANCE Insurance that provides you with property and liability protection for your property and family from damages from a natural disaster or accident. Lenders usually require borrowers to buy homeowner’s insurance. HOME WARRANTY A contract between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home’s major components, such as the furnace, air conditioning, plumbing, and electrical systems. LENDER FEES Part of the closing costs of a home purchase and may include an application fee, attorney fees, and recording fees. The lender’s underwriting or origination fee is usually 1 percent of the loan amount. LOAN TYPES Mortgages have different terms ranging from 10 to 30 years and are available with fixed or adjustable interest rates. Your lender can discuss down payment, insurance, credit requirements, and other specifics of various loan types. MONTHLY DEBT The minimum payment on credit card debt; auto, student, and personal loan payments; and alimony or child support. Rent or mortgage for a property that you will pay after your home purchase must also be included.

MORTGAGE A loan from a bank, credit union, or other financial institution that relies on real estate for collateral. The bank provides money to buy the property, and the borrower agrees to monthly payments until the loan is fully repaid. MORTGAGE INSURANCE Insurance that protects the lender and repays part of the loan if the borrower defaults and the loan can’t be fully repaid by a foreclosure sale. Usually required on loans with less than a 20 percent down payment. PROPERTY TAXES Typically imposed by local governments on real property including residential real estate. The tax rate can change annually, and the assessed value of your property is usually recalculated annually. PREPAIDS Prepaids are expenses paid at the closing for bills that are not technically due yet, such as property taxes, homeowner’s insurance, mortgage insurance, and HOA fees. THIRD-PARTY FEES Any closing costs charged by someone other than your lender, typically including fees for an appraisal, a property survey, a title search, owner’s and lender’s title insurance, and sometimes an attorney.

© 2020 The Mountain Life Real Estate Team | Keller Williams

BUILD YOUR Preference Profile

THE BASICS Have you considered who my main contact will be?

Buyer’s Name___________________________________________________________________ Buyer’s Email ___________________________________________________________________ Buyer’s Current Address __________________________________________________________ Primary Phone (_______)___________________ Work Phone (_______)___________________ Cell Phone (_______)___________________ Text ok? R Yes R No

What is your timeline for purchasing a home? R 30 - 60 days R 60 - 90 days

R 90 - 120 days

R Other ___________________________

Have you looked into getting pre-approved for a home loan?

What price range are you considering?

If I found a home today that met your criteria, could you see yourself making a move sooner rather than later? R 30 - 60 days R 60 - 90 days R 90 - 120 days R Other ___________________________

GETTING IN TOUCH What is your preferred way to receive information or updates? Select all that apply. R Email R Call R Text

What is the best time to reach you? Select all that apply. R Morning R Noon R Afternoon R Evening

R Anytime

As updates arise, how often do you prefer to be notified? R ASAP R In a few hours R That day R Every few days

© 2020 The Mountain Life Real Estate Team | Keller Williams

TELL US ABOUT YOUR Dream Home Write in your preferences and rate the : 3 = Vital, 2 = Very Important, 1 = Neutral, 0 = Not important

RATING FEATURE

DETAILS/SPECIFICATIONS

LOCATION Mountain view Lake view Neighborhood Close to town Private

TYPE Cabin or log cabin Traditional home Rustic home Mountain vacation home River, pond, creek, lake frontage SIZE & MAKEUP Minimum # of bedrooms Minimum # of bathrooms Eat-in-kitchen Family room Formal living/dining room Porch/deck Garage (how many spaces?) Outdoor space: size / use Basement Acreage AMENTIES Wood floors / carpeting Heating / cooling system types Fireplace wood / gas Pool Other special needs / preferences

NOTES

© 2020 The Mountain Life Real Estate Team | Keller Williams

WE Promise

n To work as a team to ensure a smooth and seamless transaction from start to finish.

n To exceed expectations by being solution-based.

n To make every effort to be proactive and limit surprises.

n To provide exceptional service by being honest, loyal, understanding, and attentive.

n To guarantee each client receives such an outstanding experience, that they always think of and recommend The Mountain Life Team to friends and family for any Real Estate needs.

n We are committed to always exceeding our client’s expectations and need to know when there are opportunities to improve. Our Client Relationship Manager is always available to you should you need anything.

n If you know of anyone we can help buy or sell Real Estate, we’d love the opportunity to earn their business!

© 2020 The Mountain Life Real Estate Team | Keller Williams | Q1.2020

FANNIN COUNTY

Fannin County Area Schools

Blue Ridge Elementary School 224 East Highland Street Blue Ridge, GA 30513 (706) 632-5772 www.BRES.Fannin.k12.ga.us East Fannin Elementary School 2290 East 1st Street Blue Ridge, GA 30513 (706) 374-6418 www.EFES.Fannin.k12.ga.us Fannin County Middle School 4560 Old Hwy 76 Blue Ridge, GA 30513 (706) 632-6100

www.FCMS.Fannin.k12.ga.us Fannin County High School 360 Rebel Circle Blue Ridge, GA 30513 (706) 632-2081 www.FCHS.Fannin.k12.ga.us Mountain Area Christian Academy 14090 Old Hwy 76 Morganton, GA 30560 (706) 374-6222 www.MACALions.org University of North Georgia, Blue Ridge Campus 83 Dunbarton Farm Road Blue Ridge, GA 30513 (706) 946-5460 www.UNG.edu/Campuses/BlueRidge/index.php North Georgia Technical College 121 Meeks Avenue Blairsville, GA 30512 (706) 439-6300

www.NorthGATech.edu Young Harris College 1 College Street Young Harris, GA 30582

(800) 241-3754 www.YHC.edu

© 2020 The Mountain Life Real Estate Team | Keller Williams

FANNIN COUNTY

Fannin County Helpful Contacts

ELECTRIC Tri-State EMC (Electric Membership Corporation)

Fannin County Commissioner’s Office 400 West Main Street, Suite 100 Blue Ridge, GA 30513 (706) 632-2203 www.FanninCountyGA.com/board-of- commissioners/

2310 Blue Ridge Drive Blue Ridge, GA 30513

(706) 492-3251 www.TSEMC.net

Fannin County Tax Commissioner 400 WMain Street, Suite 103 Blue Ridge, GA 30513 (706) 632-2645 www.FanninCountyGA.com/tax-commissioner

TV, CABLE, AND INTERNET PROVIDERS ETC 2835 Scenic Drive Blue Ridge, GA 30513 (706) 946-2271 www.ETCNow.com/Bundles/

City of Blue Ridge 480 West First Street Blue Ridge, GA 30513 (706) 632-2091 www.CityOfBlueRidgeGA.gov

TDS Telecom 3233 East 1st Street Blue Ridge, GA 30513 (706) 632-2211 www.TDSTelecom.com

Fannin County Chamber of Commerce 152 Orvin Lance Drive Blue Ridge, GA 30513 (800) 899-6867 www.BlueRidgeMountains.com/Chamber/ WATER Fannin County Water Authority 400 West Main Street, Suite 101 Blue Ridge, GA 30513 (706) 258-5160 www.FanninCountyGA.com/fannin-county- water-authority/ City of Blue Ridge Water Department 480 West First Street Blue Ridge, GA 30513 (706) 632-2091 www.CityOfBlueRidgeGA.gov/ WastewaterandWater.aspx

HOSPITAL Fannin Regional Hospital 2855 Old Hwy 5 Blue Ridge, GA 30513 (706) 632-3711 www.FanninRegionalHospital.com

GARBAGE & RECYCLING Advanced Disposal – North Georgia

10169 Lakewood Highway Mineral Bluff, GA 30559 (706) 632-6519 www.AdvancedDisposal.com/ga/mineral-bluff/ north-georgia-collection

© 2020 The Mountain Life Real Estate Team | Keller Williams

GILMER COUNTY

Gilmer County Area Schools

Ellijay Elementary School 32 McCutchen Street

Ellijay, GA 30540 (706) 276-5020 www.GilmerSchools.com Mountain View Elementary School 350 Calvin Jackson Drive

Ellijay, GA 30540 (706) 276-5100

www.MVE.GilmerSchools.com Gilmer County Middle School 1860 S Main Street #5407

Ellijay, GA 30540 (706) 276-5030

www.GilmerSchools.com Clear Creek Middle School 346 Clear Creek School Drive

Ellijay, GA 30536 (706) 276-5150

www.CCM.GilmerSchools.com Gilmer County High School

408 Bobcat Trail Ellijay, GA 30540 (706) 276-5080 www.GilmerSchoolsGHS.ss19.sharpschool.com North Georgia Christian Academy 208 Victory Circle, Suite 200

Ellijay, GA 30540 (706) 635-6422 www.NGCA.net Josephine Edwards Christian School 12472 Hwy 515 North Ellijay, GA 30536 (706) 635-2644 www.JECSchool.com Dalton State College, Gilmer Campus

103 Dalton Street Ellijay, GA 30540 (706) 635-1260 www.DaltonState.edu

© 2020 The Mountain Life Real Estate Team | Keller Williams

GILMER COUNTY

Gilmer County Helpful Contacts

Gilmer County Commissioner’s Office 1 Broad Street, Suite 106 Elllijay, GA 30540 (706) 635-4361 www.GilmerCounty-GA.gov/board-of-commissioners Gilmer County Tax Commissioner 1 Broad Street, Suite 105 Elllijay, GA 30540 (706) 635-4762 www.GilmerCounty-GA..gov/tax-commissioner

City of Ellijay 197 North Main Street Ellijay, GA 30540 (706) 635-4711 www.Ellijay-GA.gov/

Gilmer County Chamber of Commerce 696 First Avenue East Ellijay, GA 30540 (706) 635-4710 www.GilmerChamber.com

WATER Ellijay-Gilmer County Water & Sewerage Authority 1023 Progress Road

Ellijay, GA 30540 (706) 276-2202 www.EGCWSA.com

ELECTRIC Tri-State Electric Membership Cooperative

2310 Blue Ridge Drive Blue Ridge, GA 30513

(706) 492-3251 www.TSEMC.net

© 2020 The Mountain Life Real Estate Team | Keller Williams

UNION COUNTY

Union County Area Schools

Union County Primary School 592 School Circle Blairsville, GA 30512 (706) 745-5450 www.Primary.UCSchools.org Union County Elementary School 165 Elementary Way Blairsville, GA 30512 (706) 745-9615 www.UCSchools.org

Union County Middle School 367 Welborn Street Blairsville, GA 30512 (706) 745-2483 www.UCSchoolsMiddle.ss5.sharpschool.com/

Union County High School 153 Panther Way Blairsville, GA 30512 (706) 745-2216 www.UCSchools.org GENERAL INFORMATION Union County School System 124 Hughes Street Blairsville, GA 30512 (706) 745-2322 www.UCSchools.org

© 2020 The Mountain Life Real Estate Team | Keller Williams

UNION COUNTY

Union County Helpful Contacts

ELECTRIC Blue Ridge Mountain EMC (Electric Membership Corporation) 875 Main Street East Young Harris, GA 30582 (706) 379-3121 www.BRMEmc.com TV, CABLE, AND INTERNET PROVIDERS Kinetic by Windstream 294 Hwy 515, Suite J Blairsville, GA 30512 (706) 745-6911 www.Windstream.com/siteselector Blue Ridge Mountain EMC (Electric Membership Corporation) 875 Main Street East Young Harris, GA 30582 (706) 379-3121 www.BRMEmc.com HOSPITAL Union General Hospital 35 Hospital Road Blairsville, GA 30512 (706) 745-2111 www.UnionGeneralHealthSystem.com GARBAGE & RECYCLING Union County Transfer Station 348 Deep South Farm Road Blairsville, GA 30512 (706) 439-6102 www.UnionCountyGA.gov/departments/ transfer-recycling

Union County Commissioner’s Office 65 Courthouse Street, Suite 1 Blairsville, GA 30512 (706) 439-6000 www.UnionCountyGA.gov/government/ commissioners-office Union County Tax Commissioner 65 Courthouse Street, Suite 3 Blairsville, GA 30512 (706) 439-6017 www.UnionGATax.com City of Blairsville 62 Blue Ridge Street Blairsville, GA 30512 (706) 745-2000 www.Blairsville-GA.gov Blairsville-Union County Chamber of Commerce 129 Union County Recreation Road Blairsville, GA 30512 (706) 745-5789 www.VisitBlairsvilleGA.com WATER Notla Water Authority 1802 Pat Haralson Drive Blairsville, GA 30512 (706) 745-4598 www.NotlaWaterAuthority.org City of Blairsville Water Authority 165 Welborn Street Blairsville, GA 30512 (706) 745-2000 www.Blairsville-GA.gov/departments

Coosa Water Authority 4707 Blue Ridge Highway Blairsville, GA 30514 (706) 745-6773 www.CoosaWater.com

© 2020 The Mountain Life Real Estate Team | Keller Williams

TOWNS COUNTY

Towns County Area Schools

Towns County Elementary School 1150 Konahetah Road Hiawassee, GA 30546 (706) 896-4131 www.Towns.K12.ga.us/schools/tces/

Towns County Middle School 1400 US-76 Hiawassee, GA 30546 (706) 896-4131 www.Towns.K12.ga.us/tcs/schools/tcms.htm

Towns County High School 1400 US-76 Hiawassee, GA 30546 (706) 896-4131 www.Towns.K12.ga.us

North Georgia Technical College 121 Meeks Avenue Blairsville, GA 30512 (706) 439-6300 www.NorthGATech.edu

Young Harris College 1 College Street Young Harris, GA 30582

(800) 241-3754 www.YHC.edu

GENERAL INFORMATION Towns County School System 67 Lakeview Circle Hiawassee, Ga. 30546 (706) 896-2279 www.Towns.K12.ga.us

© 2020 The Mountain Life Real Estate Team | Keller Williams

TOWNS COUNTY

Towns County Helpful Contacts

TV, CABLE & INTERNET PROVIDERS Kinetic by Windstream 294 Hwy 515, Suite J Blairsville, GA 30512 (706) 745-6911 www.Windstream.com/siteselector Blue Ridge Mountain EMC (Electric Membership Corporation) 875 Main Street East Young Harris, GA 30582 (706) 379-3121 www.BRMEmc.com HOSPITAL Chatuge Regional Hospital 110 S. Main Street Hiawassee, GA 30546 (706) 896-2222 www.UnionGeneralHealthSystem.com/crh

Towns County Commissioner’s Office 48 River Street, Suite B Hiawassee, GA 30546 (706) 896-2276 www.TownsCountyGA.org/commisisoner Towns County Tax Commissioner 48 River Street, Suite F Hiawassee, GA 30546 (706) 896-2276 www.TownsCountyGA.org/tax-assessor City of Hiawassee 62 Blue Ridge Street Blairsville, GA 30512 (706) 745-2000 www.Hiawasseega.gov Towns County Chamber of Commerce

1411 Jack Dayton Circle Young Harris, GA 30582 (706) 896-4966 www.GoLakeChatuge.com

GARBAGE & RECYCLING Towns County Transfer Station 50 Transfer Station Road Hiawassee, GA 30546 (706) 896-3149 www.TownsCountyGA.org/ transfer-station.html

WATER Towns County Water and Sewerage Authority

1224 Jack Dayton Circle Young Harris, GA 30582 (706) 896-4372 www.TownsCountyGA.org City of Hiawassee Water Department 50 River Street Hiawassee, GA 30546 (706) 896-2202 www.HiawasseeGA.gov/index.php/ departments/water-department ELECTRIC Blue Ridge Mountain EMC (Electric Membership Corporation) 875 Main Street East Young Harris, GA 30582 (706) 379-3121 www.BRMEmc.com

© 2020 The Mountain Life Real Estate Team | Keller Williams

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