FIXED ANNUITIES COULD BE THE SAFE, TAX-DEFERRED GROWTH OPTION YOU NEED Fixed annuities offer a secure way to grow your savings through a contract with an insurance company. In exchange for one or more premium payments, you receive a guaranteed income stream during retirement and a death benefit for your beneficiaries. One advantage that fixed annuities offer your earnings is to grow tax-deferred. This means more of your money can accumulate without being reduced by taxes until you start receiving payments. However, it should be noted that once you begin drawing income, the withdrawals are subject to income tax. For those in higher tax brackets or who have maxed out contributions to other retirement accounts, fixed annuities can be an appealing option for continuing to save with tax advantages. They are simple and flexible, offering the choice of receiving either a lump sum or periodic payments, which can last for a set period of time or even for life.
Score Big With Kid- Friendly Tailgates Football season is underway, and many Americans will start spending their Saturdays and Sundays tailgating in stadium parking lots. It doesn’t matter if you’re going to an NFL or college game; tailgating is a great way to spend time with your friends and family before the big game. While many tailgates consist of adult activities like drinking alcohol and blasting loud music, many prefer to make it a family affair. If you plan to have kids at your tailgate, you need to ensure they have everything they need to have fun. Here are a few ways you can help your kids make the most of their day at the tailgate! BRING KID-FRIENDLY SNACKS AND DRINKS. The average tailgate lasts a few hours, and most people enjoy at least one meal during that time frame. While most tailgate foods are simple appetizers and easy-to-make dishes, ask your kids or any kids attending if they want anything specific. Fill one of your coolers with sliced fruit and juice boxes to ensure your kids have a healthy food option and child-friendly drinks. PLAN A FEW DIFFERENT ACTIVITIES. Your kids will get bored if there’s nothing to do at the tailgate besides listening to pregame coverage and talking to others. Invest in cornhole boards or other games, and see if someone in your group is comfortable with face painting. It doesn’t have to be extensive, but having a few kid-friendly activities prepared will keep boredom at bay. ENCOURAGE YOUR KIDS TO SHOW SUPPORT FOR THEIR TEAM. Whether you’re a fan of the home or away team, you and your kids should wear the right colors to show your support. Let your kids pick out a shirt, jersey, hat, or other team-affiliated apparel to help them get involved. Finally, don’t forget about your child’s need for a nap. Be sure to bring pillows and a blanket for them, and set up a comfortable spot for them to rest when needed. Doing so will allow everyone to enjoy the upcoming game to the fullest.
Vermost Insurance Now has a relationship with Chuck Chucri, who offers financial planning and investment
Did You Know ...
advisory services!
2 |
1200 Belcher Rd. S., Suite 1 Largo, FL 33771-3315
Phone: (727) 748-2886
Made with FlippingBook Ebook Creator