Lyndon Thomas Insurance
GET YOUR HOME FALL-READY
Simple, Affordable DIY Projects You’ll Love
Housewares stores are currently full of cute autumn decor, but the cost of refreshing your house’s look each season adds up quickly. Fortunately, you can do a lot for less.
Instead of succulents in the top of your pumpkin, you can set wax and a candle wick to create something unique. If you’re bored with pumpkins, try the same with acorn caps. An even simpler idea involves glazing real or fabric leaves on the outside of mason jars with craft glue. Then add decorative stones and a wax or battery-operated tealight for a seasonal twinkle. Decorate your door. Wreaths are a DIY staple for several reasons. They’re easy for beginners to make and can set the tone for your home by offering visitors an autumnal focal point. You can buy a variety of starter wreaths at the craft store, so find one that suits your taste. Then pick up other supplies like leaves, pine cones, dried corn, and ribbon. Now you’re ready to hot glue to your heart’s content and create something distinctive.
Many DIY crafts are not as complicated as you might think. In addition to saving money, you’ll create personalized charm none of your neighbors can match. Repurpose your pumpkins. Small gourds are incredibly versatile. Just sprinkling a few around your dining room table or mantle makes it feel like fall. But you can quickly elevate them using metallic paint to add cute designs, phrases, or names. Another option is to wrap seasonal fabric around them like a pouch, gathered at the stem. If you feel more ambitious, you can also use pumpkins to make succulent planters. Cut a crater in the top of the pumpkin, pop in the succulent and soil, and press the dirt until snug. Light up the night. The soft glow of a lantern or candle is the perfect way to get the cozy vibes started.
If you need further ideas, look closer the next time you shop. Many of the fun fall items for sale aren’t very difficult to make yourself with a few minor adjustments and a little creativity.
SOME THOUGHTS ABOUT THE ANNUAL ENROLLMENT PERIOD
The Medicare Annual Enrollment Period is fast approaching. I’d like to offer a few observations about this Oct. 15 through Dec. 7 period for those in Medicare to change plans. The Annual Notice of Change for your Prescription Drug Program or Medicare Advantage Plan is a very important piece of mail. Arriving in late September, the ANOC highlights changes in your plan from this year to the next. In response to changes in costs, regulations and other factors, PDPs, and MAPDs can change from year to year. Often, these changes are small enough that you can take no action and let your plan roll over for next year. At other times, the changes are great enough to be disruptive. Premiums and copays may go up or down. Ancillary benefits may be increased or eliminated. A health plan may leave an area, requiring those members to enroll in another plan. New plans may enter the area, providing more options. Again, look for your Annual Notice of Change and assess your current plan.
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