We Help You With Medicare.
... CONTINUED FROM PAGE 2
If you need to change plans: Take action only if you want to change your pla n. If you are happy with your plan, then take no action and your current plan will roll over and continue for next year. The marketing environment will improve slightly this year. Medicare is working to reduce the annoying
guidelines. Please contact LTIA with any questions about your Medicare supplement policy. Change Happens. Even though Medicare works with health plans to maintain service area and coverage stability, companies may add new plans, replace a plan with one similar, or even leave a service area altogether. Medicare has stringent requirements
for communication with plan members. Be on the alert for mail from your current Medicare Advantage Plan or Prescription Drug Program for information on your plan for the next year. The team here at LTIA assesses these changes in plans for our clients. While more options are better, they can be confusing. We are here for your benefit.
telephone calls and misleading media marketing. There are new restrictions on call centers and marketing organizations. Joe Namath never has represented Medicare itself, and TV ads implying fictitious plans should be a thing of the past. There are greater restrictions on the use of the Medicare card image and name. Agents have increased documentation requirements on client communications and enrollments. These changes are intended to give Medicare beneficiaries greater control over their Medicare plan enrollment process. Medicare Supplement Plans are not affected by the Annual Enrollment Period . “Med Supps” or “Medi-gap” plans are governed by different enrollment
The Annual Enrollment Period is our seven-week Super Bowl. We are looking forward to assisting you and many others with your Medicare plan needs. Please don’t keep us a secret! Pass our number or website on to others who would appreciate some help and clarity.
SUDOKU
COZY FRENCH ONION SOUP
Ingredients
• • • • •
5 tbsp olive oil, divided
• • • •
2 32-oz cartons beef broth Salt and pepper, to taste
1 tbsp butter
8 cups sliced onions 3 garlic cloves, minced
24 slices baguette (1/2-inch thick) 3/4 cup shredded Gruyere cheese
1/2 cup port wine
1. In a Dutch oven, heat 2 tbsp oil and butter over medium heat. Add onions and cook until softened, then reduce heat. Occasionally stir until brown (around 30 minutes). Add garlic and cook for 2 more minutes. 2. Stir in wine and bring to a boil. When liquid has reduced by half, add broth, salt, and pepper. Bring to a boil, reduce heat, and simmer for 1 hour. 3. Preheat oven to 400 F. On a baking sheet, brush baguette slices with remaining oil. Bake until golden (3–5 minutes each side). 4. In 12 broiler-safe 8-oz bowls, place 2 toast slices and pour soup into each. Top with cheese and broil until melted. Directions
3
CA# 0D96309
805-646-6409
Inspired by TasteOfHome.com
Made with FlippingBook Ebook Creator