OneAmerica Disability Insurance Needs
Protect Your Income with Disability Insurance
You probably have insurance for the things you depend on most. That could include protecting your home against fire or flood and protecting your vehicle in case of an accident.
You may even have life insurance to make sure that your loved ones are taken care of after you die. But have you ever considered insuring your income? It’s an important question. Your income is the cornerstone of your financial stability. It’s how you afford that home’s mortgage, your car’s monthly payments and the food and other necessities your household needs. That stability is threatened, however, if you experience a severe injury or illness that leaves you unable to work. Worker’s Compensation Might Not Be Enough Although worker’s compensation does offer some protections, it only covers injuries that happen on the job. To qualify for coverage, you also must meet certain eligibility requirements. If you have medical insurance, that can help too, but only to cover your actual medical costs. It still won’t replace your lost income while you’re unable to work.
16% of American workers had disability insurance coverage 1 . 50% of working Americans would have to tap into their savings if they couldn’t work due to an injury or illness. 2
Ready to learn more? Reach out to your human resources department today to get started.
27 TEEN CHALLENGE 2024 BENEFITS GUIDE
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