Budget.
Budgeting is our very first tip for organizing your money. Imagine a room with things scattered all over the place. You know the birthday card you bought your favorite uncle is somewhere in the mess, but you just can’t find it. The thing disappeared, right? Get Rachel Cruze's new book to learn why you handle money the way you do! Well, no . . . but that’s what it feels like! And guess what, the same idea rings true with your money when you don’t have a budget. You know you made money, but you have no idea where it went. Listen, a budget is a plan for your money—pure and simple. And when things feel out of control and all over the place with your finances, budgeting is the absolute best way to take control. It’s putting every dollar you make into a budget line and saying, “This is where you belong, and this is how you’ll work for me, thank you very much.”
Have budget meetings.
And here’s how to make sure you make a budget every single month: Get yourself an accountability partner and set up regular budget meetings. At these meetings, look back on the previous month to see what was great, and what wasn’t so great. Then, look forward to make sure you’re including any month-specific expenses that could be coming your way. If you’re married, you’ve got an automatic, built-in accountability partner! If you aren’t, find someone who will both motivate and challenge you through the year. Don’t skip this. Accountability and routine are key to getting new habits to stick and making goals actually come true!
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