According to a recent Allianz survey, 54% of American investors fear that the stock market will crash in the near future. The study implies that dynamic Federal Reserve policy, inflation, the pandemic, and labor shortages could potentially lead to a major market correction. The CNN Business
in the next year. In November 2021, inflation increased at a rate of 9.6%, a record high. The Federal Reserve’s central banks stated that they will increase their monthly bond purchases and potentially raise interest rates three times this year.
Fear & Greed Index, which takes many aspects of market sentiment into account, is detecting feelings of fear. After a few good years, many investors are left wondering where we can go from here. A market correction could greatly impact you as you enter or near retirement. Are you protected against the possibility of a market correction? Do you have enough cash and bonds in your portfolio to cover all of your expenses in the event the stock market crashes?
When we compare prices of
goods and services from when we were kids to now, it’s easy to see the impact of inflation. While
The Future Unknown
small differences right now aren’t
that monumentally noticeable, over your many years of retirement, they will be. To combat inflation and have your savings last through an enjoyable retirement,
you need to have an investment strategy
in place. Having a solid financial plan will ensure that you are prepared for whatever 2022 or the future throws our way.
How to Be Prepared for Market Curveballs in Retirement
And, what about inflation? While we can’t make any solid predictions, the Federal Reserve expects a 2.7% rise in inflation
To ensure your financial security, give us a
call! We are always here to help!
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chance to do? I’m not just talking about what you want to do today and tomorrow, but looking five or 10 years down the road too! Have you always wanted to attempt skydiving? Is taking your grandchildren to Disney World a dream of yours? Do you want to learn another language or take up a new hobby? If you don’t have your bucket list put together, it’s time to create it! If you have one, take a look at it to determine whether or not you should add more items and, of the items you have listed, what items should you get checked off this year and when are you going to do them? So many plans never get accomplished because times and dates are never set.
Retirement is exciting, but you have to dot your i’s and cross your t’s. Some of those i’s and t’s are based on ensuring that you really enjoy the fun stuff in retirement. Whatever questions, thoughts, or concerns that you have, let us know how we can help! We are here to help you realize your possibilities in retirement!
Kelly Campbell
2 • CampbellWealth.com
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