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BEST FINANCIAL PLANNER Phillips & Associates Financial Group

time winner st 1

Asked what financial planning is, Chris Phillips likes to compare one’s working and saving years to climbing Mt. Everest. Going up isn’t necessarily that hard, he says. If you stumble a bit—if your savings take a hit—you just keep climbing, keep working and saving. Where most problems on Everest happen is on the way down—if you trip after retirement when there’s no more income to make it back, it may be a faster-than-intended descent. Everyone can benefit from financial planning, Phillips says. He and his father, Brad Phillips, second- and third- generation agents with New York Life, have a wealth of experience and the resources of the company to back them up. They can help with the climb up Everest, and they can even meet you at the top or on your way down to guide the financial aspects of the adventure. 2900 University Avenue, 304.599.8980, phillipsandassociates.net

BEST PHOTOGRAPHER GraysonHall Photography Grayson Hall’s passion for photography shows up in the diversity of his clients and settings, everything from weddings to concerts to real estate. He loves the opportunity portraits provide for creative posing and lighting and sensitive photo editing. His passion is also evident in his drive to learn—he recently upgraded to a Sony mirrorless camera and SIGMA Art lenses, giving him crisper images and more control in low-light environments. graysonhallphoto.com, @graysonhallphoto on FB and IG

SPECIALIZING IN CONCERTS, EVENTS, PORTRAITS, REAL ESTATE, & WEDDINGS

GRAYSON HALL PHOTOGRAPHY @GRAYSONHALLPHOTO ON ALL SOCIAL MEDIA PLATFORMS GRAYSONHALLPHOTO.COM 304.413.5673

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