Evans Moore Attorneys at Law - December 2024/January 2025

KOREAN STEAK SLAW

Ingredients

Inspired by GoodHousekeeping.com

• 2 tbsp gochujang or sriracha hot sauce • 2 tbsp soy sauce • 3 tbsp sesame oil, divided • 2 sirloin steaks, about 1 lb total • 1 daikon radish

• 1 large carrot • 1/2 red cabbage • 5 green onions, divided • 2 tbsp rice vinegar • 2 tsp sesame seeds, toasted

Directions

No Coverage for Long-Term Care When we are no longer able to care for ourselves, our options for long-term, full-time medical care are limited. Nursing home care, or custodial care, exists to help fill that gap and reduce the burden on families and loved ones needing special assistance. Many rely on nursing home care or expect it to be available to them when they are no longer able to care for themselves. They might also expect their insurance to cover custodial care costs, which helps preserve retirement funds they have saved up throughout their lives. However, the hard truth is that for millions of people on Medicare, custodial care is not covered. Here is what you can and cannot expect regarding coverage for your long-term medical costs on Medicare. What Medicare Does and Does Not Cover In most cases, Medicare does not cover nursing home care, as they consider it medically unnecessary. Instead, even in the most severe cases, Medicare only pays for short-term stints at nursing homes and the services of a personalized nurse when absolutely necessary. This means that even if a physician determines you require full-time care on a daily basis, your custodial care will still not be covered. Instead, you will need to dip into your savings to pay for long-term care. A room at a nursing home can cost upward of $9,000 per month, which can quickly and brutally eat into your lifetime savings and the value of your estate. The hard reality is that aging adults have fewer options than ever to avoid spending all the money they have saved up over the years on custodial care. Medicare only satisfies your short-term medical needs. Even most trusts and methods to prevent nursing homes or home care agencies from devouring assets have become untenable. If you or a loved one needs long-term care, it is time to have a serious conversation about what that looks like and how you will pay for it. THE TRUTH ABOUT MEDICARE

1. In a large bowl, mix gochujang, soy sauce, and 2 tbsp sesame oil. Set aside 1 tbsp of mixture to use for dressing. Place steaks in bowl with the remaining marinade and coat. 2. Julienne radish and carrot into strips. Shred red cabbage and slice 3 green onions. Mix the reserved marinade with the remaining sesame oil and rice vinegar, then toss with vegetables in a large bowl to coat. 3. Heat a frying pan until very hot. Fry steaks for 2 minutes on each side for medium rare, brushing with the marinade as they cook. Set aside to rest for 5 minutes, then slice into thin strips. Slice the remaining green onions and add to the slaw. 4. Serve sliced steak over the slaw and sprinkle with toasted sesame seeds. TAKE A BREAK!

SOLUTION ON PAGE 4

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