When Your Life Is Forever Changed What Are Our Clients Saying? “Choosing legal representation after a car accident is one of the most important decisions you will make in your life. It is my experience that Marc Shapiro and his legal team are the absolute best! “Three years ago, I was stopped at a red light and rear-ended by a Ford F-150 pickup truck going 45 mph, full force, with ‘no breaks.’ The accident damaged eight discs in my neck and back and caused a mild traumatic brain injury. My life changed forever in that instant. My husband and I were referred to the Law Offices of Marc L. Shapiro, P.A. and met with them the next day. Nothing could have prepared us for the physical, emotional, mental, social, financial, and spiritual impact the accident would have on the next three years. Luckily, Marc and his team knew what was coming and guided us through the process. On top of the pain and suffering that only got worse, the insurance company’s attorney did everything possible to try and discredit me, lie about my injuries, and prevent me from having the spinal surgery I desperately needed. My legal team was always one step ahead of them. “Without James, Eric, Marc, and Gerta advocating and fighting for my husband and me, we are not sure where we would be now. I truly do not know if I would still be alive. Dr. Roush implanted two prosthetic discs in my neck, fused one, and cleaned up a disc in my lower back. I would do the surgery again tomorrow if I had to. They made sure the surgery and over 150 medical appointments I attended were paid in full. During mediation, I felt like I had close family fighting for me, and in the end, we walked out feeling relieved for the first time in years. We are forever grateful for all they have done for us.
The truth is that the COVID-19 pandemic is responsible for these refunds, but these checks aren’t a gesture of generosity from the insurance companies. Over the last few months, there have been far fewer cars on the road. As a result, there have been fewer accidents. While you might think this would be good news for insurance companies who don’t want to pay out claims, not paying out enough in claims can get insurance companies in trouble with the Department of Insurance (DOI) in Florida. Much like how the Nevada Gaming Commission regulates the gambling industry in Las Vegas and sets rules on what percentage the slot machines must pay out, the DOI regulates the percentages that the auto insurance industry must pay out in claims relative to the premiums they take in. If significantly more premiums are taken in than claims paid out, the DOI may cut the number of premiums auto insurers are allowed to charge the next year. This is what insurance companies are afraid of. In order to avoid having to cut premiums in future years, insurance companies are giving back 20%–25% of premiums to insurers. They are also paying out much higher settlements much more frequently. What does this mean for you? At the moment, personal injury attorneys have the opportunity to help clients settle their cases more quickly and for better money than the insurance company would usually agree to. This may not happen with every single case, but it is a good sign for many injured folks eager to see their case closed quickly.
“I know a guardian angel intervened when my husband was told to call Marc Shapiro’s office the night of the accident. You
will feel the same way too!” –Annika Matos
How AreWe Doing?
Feedback from our clients lets us know how we’re doing. Please tell us about your experiences by leaving a review on Google or on our Facebook page at Facebook.com/AttorneyShapiroLaw. Your support empowers us in our mission to help as many people as possible.
(239) 649-8050 • 3
Made with FlippingBook Annual report