Never Too Late January/February 2025

Publication of Pima Council on Aging, Helping Pima County Age Well Since 1967

Never Too Late Para información en Español ver páginas 26 – 29.

Happy New Year/American Heart Month

Jan./Feb. 2025 What’s News • Aging in Our Community • Community Lunch Program • Dementia Capable SoAZ • Healthy Minds for Life • Medicare & SMP Updates • Rights & Benefits • Caregiving • Healthy Living: Classes • Ending Life Well • PCOA Puzzle • Visibility Matters • Advocacy • Neighbors Care Alliance • CareGiver Training Institute • PimaCare at Home

PUBLICATION OF PIMA COUNCIL ON AGING, HELPING PIMA COUNTY AGE WELL SINCE 1967

Independence. Vitality. Respect.

Inside • Aging in Our Community 3 • Philanthropy 4 • Community Lunch Program 5 • Dementia Capable Southern Arizona Classes 6-7 • Healthy Minds for Life 8 • Medicare Corner & Senior Medicare Patrol 9-10 • ALTCS Workshop & Social Security Updates 11-14 • Caregiving 15-17

• Ending Life Well 18 • Healthy Living 22-23 • PCOA Puzzle 24-25 • Nunca Es Demasiado Tarde 26-29 • Visibility Matters 30 • Advocacy 31 • Neighbors Care Alliance 32-33 • Featured Artist 34 • CareGiver Training Institute (CGTI) 35 • PimaCare at Home (PCAH) 36

PCOA Helpline: (520) 790-7262 Administration: (520) 790-0504 Donate: givepcoa.org E-mail: help@pcoa.org Website: pcoa.org Mail: 8467 E. Broadway Blvd. Tucson, AZ 85710 Never Too Late is published by Pima Council on Aging, the Area Agency on Aging, Region II. Material from Never Too Late may be reprinted when permission is given and attribution is used along with ©PCOA 2025. Editor Adina Wingate, (520) 790-7573 ext. 5067 awingate@pcoa.org Editorial Assistant Jan Slonaker, (520) 790-7573 ext. 5076 jslonaker@pcoa.org Advertising Adina Wingate, (520) 790-7573 ext. 5067 awingate@pcoa.org Design Consultant Lori Lieber, Lori Lieber Graphic Design lori@lorilieber.com Editorial and Advertising Deadline for Next Bi-Monthly Issue JANUARY 31, 2025 Please include a contact person name and phone number with all submitted material. All articles are subject to editing in accordance with technical and policy guidelines but will not be altered in content without permission of the author. Publication of submissions is not guaranteed. Ads are not to be considered as PCOA endorsements of products, services, or individuals.

On the Cover: Detail from Noche, Acrylic by Kristin Harvey, The Drawing Studio. (Story and full image on inside back cover.) Connect With Us The best way to access our services is by calling our Helpline between 8:30 a.m. and 5:00 p.m. Monday through Friday at (520) 790-7262 or emailing help@pcoa.org. • Our 8467 E. Broadway Blvd. building is open for those requiring in-person assistance. • Our 600 S. Country Club Rd. building is open for those requiring in-person assistance.

FIND US ON SOCIAL MEDIA

FACEBOOK www.facebook.com/ pimacouncilonaging

INSTAGRAM https://www.instagram.com/ pimacouncilonaging/ NEXTDOOR https://nextdoor.com/pages/ pima-council-on-aging-tucson-az-1/

EMAIL help@pcoa.org

Read Never Too Late online at nevertoolate.pcoa.org.

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Pima Council on Aging

Aging in Our Community A Message from Estella Searcy, Board President

As we turn the calendar to a new year, it’s a time for reflection and renewal — a moment to honor the journey behind us while looking ahead with optimism for the path forward. On behalf of the Board of Directors at Pima Council on Aging (PCOA), I want to thank each of you — our staff, volunteers, donors, partners, and community members — for the steadfast support you’ve shown throughout 2024. This last year has been one of growth and accomplishment, even as we’ve navigated significant transitions. At the heart of this transition is the retirement of our long-serving and dedicated President and CEO, W. Mark Clark. For more than a decade, Mark has championed the mission of PCOA with unwavering passion and visionary leadership. Under his stewardship, PCOA expanded critical services, advocated effectively on behalf of older adults, and strengthened our connections with the community. His contributions have left an indelible mark on our organization and the lives of countless individuals. I want to take this opportunity to once again thank Mark for his extraordinary leadership. The Board is profoundly grateful for his years of service and the legacy he leaves behind. As we look ahead, we are confident that PCOA’s next leader will continue

to build upon the strong foundation Mark has laid, guiding the organization with the same values of compassion, collaboration, and excellence. Their leadership will help us continue to meet the evolving needs of older adults and their families in our community. While transitions can bring challenges, they also bring opportunity. We are excited about the possibilities ahead and remain steadfast in our commitment to ensuring that this leadership change strengthens PCOA’s impact for years to come. As we begin 2025, one thing remains constant: our unwavering commitment to serving older adults and their families in Pima County. The programs and services you rely on — from caregiving support to home repairs, Medicare guidance to Healthy Living programs — will continue to be delivered with the same level of excellence and care you’ve come to expect. The strength of PCOA lies not only in its leadership but also in its people. From our dedicated staff to our incredible volunteers and supportive community partners, it is this collective effort that enables us to make a real difference in the lives of those we serve. As we look to the year ahead, I want to express my deepest gratitude, and that

of the entire Board, to each of you for your trust in PCOA and for your role in helping us fulfill our mission. Whether you’ve given your time, your resources, or your voice to support older adults in our community, your contributions matter. You are an essential part of this organization’s success and its future. This is an exciting time for PCOA. Change brings with it the promise of new beginnings, and I am confident that together, we will continue to grow and thrive. The Board of Directors remains committed to supporting our new CEO, our staff, and our community to ensure that PCOA remains a beacon of hope, help, and advocacy for older adults in our community. Thank you for your continued support. Here’s to a year of growth, opportunity, and new possibilities. Warm regards, Estella Searcy Board President, Pima Council on Aging

“Every new beginning comes from some other beginning’s end.”

– Seneca

January/February 2025, Never Too Late | Page 3

Pima Council on Aging

Philanthropy

New Year, New Opportunities: Embrace Planned Giving

Start Your Journey Today Planned giving is a powerful way to ensure your generosity continues to make a difference for years to come. By contributing through planned giving, you directly support programs that bring hope, connection, and dignity to older adults, helping them lead thriving lives in our community. Explore the options available to create a lasting legacy: • Bequests: A simple yet impactful way to give is by including PCOA in your will or living trust. This option allows you to align your legacy with your values while making a lasting contribution. • Gifts of Appreciated Stocks or Securities: Donating stocks is a strategic way to maximize your impact while receiving tax advantages. By giving appreciated stocks, you may avoid capital gains taxes and enjoy a charitable deduction, all while supporting PCOA’s vital programs. • Charitable Trusts: Create a gift that benefits both your loved ones and PCOA. Charitable trusts offer flexibility, enabling you to provide for your family while supporting older adults in need. • Gifts of Life Insurance: A simple, cost- effective way to leave a meaningful

As we welcome a brand-new year, many of us take the time to reflect, set goals, and plan for the future. This year, why not consider a resolution that creates a lasting impact? Planned giving is a meaningful way to align your personal values with your financial goals while supporting the mission of Pima Council on Aging (PCOA). Planned Giving: It’s for Everyone A common misconception about planned giving is that it’s only for those with significant wealth. In reality, anyone can participate, regardless of the size of their gift. From a modest bequest in your will to a simple gift of appreciated stocks, every contribution strengthens our programs and services. It’s a powerful reminder that generosity isn’t measured by the amount but by the difference it makes. Your generosity could mean: • A homebound individual receives a warm meal and a friendly smile through Pima Meals on Wheels. • A caregiver finds guidance and resources through training programs and support groups. • An older adult gains physical and mental strength in a wellness class. • A family impacted by dementia finds community at a Memory Café. Every gift tells a story of kindness and compassion.

legacy is by naming PCOA as a beneficiary on your life insurance policy. Each option offers unique benefits, ensuring your support reaches those who need it most while meeting your financial and personal goals. The New Year is the perfect time to take the first step toward planned giving. You don’t have to navigate this alone—our team is here to help. Visit legacygiving.pcoa.org or call us at (520) 790-7573 ext. 5042 to learn more.

This gift is from: Name: ___________________________________ Address: _________________________________ City: _____________State: _______ Zip: ______

Yes! I care and want to support older adults aging well:

A one-time gift of $__________ A recurring monthly gift of $________ charged to my credit card ($10 minimum). $30 $50 $75

Card # Exp

My check made payable to PCOA is enclosed. Please charge my gift to my credit card ($10 minimum charge).

Security Code

All donations to PCOA are eligible for the Arizona charitable tax credit.

NTL_25

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Pima Council on Aging

23_YE

PCOA Community Lunch Program

NO MORE PARTY OF ONE NO MORE PARTY OF ONE 60 years old or older? Tired of dining alone?

PRE-REGISTRATION REQUIRED Please call for mealtimes, to reserve a meal, and for days and hours of operations. Ajo Community Center 290 W. Fifth St., Ajo (520) 387-5040

Archer Neighborhood 1665 S. La Cholla Blvd., Tucson (520) 791-4353 Freedom Recreation Center 5000 E. 29th St., Tucson (520) 791-4969 Posada Life Community Center 780 S. Park Centre Ave., Green Valley (520) 393-6814 Quincie Douglas Center 1575 E. 36th St., Tucson (520) 791-2509 Saguaro Senior Meals Program 8302 E. Broadway Blvd., Tucson (520) 485-7413 William M. Clements Center*** 8155 E. Poinciana Dr., Tucson (520) 791-5787 * Dinner Meal Only ** Open Monday, Wednesday, Friday *** Open Until 2:00 p.m.

Armory Park Center* 220 S. 5th Ave., Tucson (520) 791-4070 Casa De Encanto 250 N. Silverbell Rd., Tucson (520) 415-6804 Donna Liggins Center 2160 N. 6th Ave., Tucson (520) 791-3247 El Pueblo Neighborhood Center 101 W. Irvington Rd., Tucson (520) 889-0928 El Rio Neighborhood Center 1390 W. Speedway Blvd., Tucson (520) 791-4683 Ellie Towne/Flowing Wells Community Center** (Open Mon., Wed., Fri.) 1660 W. Ruthrauff Rd., Tucson (520) 724-5362

COMMUNITY LUNCHES $2 TO $3 A MEAL! Want to get out of the house and enjoy a satisfying lunch while making friends?

60 years old or older? Tired of dining alone?

COMMUNITY LUNCHES $2 TO $3 A MEAL! Want to get out of the house and enjoy a satisfying lunch while making friends?

13 Community Lunch sites in metro Tucson, Ajo, and Green Valley

FOR MORE INFORMATION Please visit https://bit.ly/4cJNHjV or call the PCOA Helpline at (520) 790-7262. 60 years old or older? Tired of dining alone? Want to get out of the house and enjoy a satisfying lunch while making friends? COMMUNITY LUNCHES $2 TO $3 A MEAL!

13 Community Lunch sites in metro Tucson, Ajo, and Green Valley

FOR MORE INFORMATION Please visit https://bit.ly/PCOAmeals or call the PCOA Helpline at (520) 790-7262.

ORE INFORMATION t https://bit.ly/4cJNHjV or call the pline at (520) 790-7262.

January/February 2025, Never Too Late | Page 5

Pima Council on Aging

Dementia Capable Southern Arizona

Heart and Brain Health Go Hand-In-Hand It’s important to recognize the connection between heart health and brain health. High blood pressure, heart disease, and diabetes significantly increase the risk of developing dementia by reducing blood flow to the brain, leading to cognitive decline. The American Heart Association suggests that maintaining a healthy heart through physical activity, a balanced diet, and controlling risk factors including cholesterol and blood pressure can protect brain function. By prioritizing heart health, we safeguard cognitive well-being as we age! By focusing on heart health, we not only support our brain’s well-being but also lay the foundation for managing the challenges that can arise with cognitive decline. If a loved one has recently been diagnosed with dementia, it may be difficult to think

To learn more about clinical research and other steps you can take after a demetia diagnosis, visit www.nia.nih.gov/alzheimers-next-steps.

beyond the day-to-day. Understanding dementia and creating a support system can help you navigate these changes. DCSA Options Counselors are here to help if you need support after a dementia diagnosis. Call the PCOA helpline at (520) 790-7262.

Dementia Capable Southern Arizona Classes: January & February

In Person Katie Dusenberry Healthy Aging Center (600 S. Country Club)

Presentation

Virtual (Zoom)

Dementia Friends Information Session Gain a general understanding of dementia with a focus on adopting a mindset of creating a dementia-friendly community. This presentation is appropriate for all community members ages 13+. Memory Loss: Progressions, Behaviors, and Interventions Part 1 Dive into the progression of dementia, the brain changes that occur, and care tips. This presentation is designed for family members and other caregivers. Memory Loss: Progressions, Behaviors, and Interventions Part 2 Take a deeper dive looking at caregiver strategies, common challenges, and approaches to caring for someone with dementia. This presentation is designed for family members and other caregivers.

Tuesday, February 4 2:00 p.m. - 3:30 p.m.

Thursday, February 27 10:00 a.m. - 11:00 a.m.

N/A

Tuesday, February 11 2:00 p.m. – 3:30 p.m.

N/A

Tuesday, February 18 2:00 p.m. – 3:30 p.m.

Register online today at https://bit.ly/DCSAevents or by scanning the QR code. For more information or to register , contact Nicole Thomas at (520) 790-7573 x 1739 or nthomas@pcoa.org.

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Pima Council on Aging

Dementia Capable Southern Arizona Pima County Memory Cafés January & February 2025 Café Day & Time Date Location Info

* Registration is appreciated but not required.

AARP Memory Café

*To register , visit – AARP Events Near Tucson, AZ

January 31 & February 28

Last Friday of each month 10:00 a.m. – 11:30 a.m.

AARP Tucson Office 6700 N. Oracle Rd., Ste. 331, Tucson, AZ 85704 Beyond Bread 421 W. Ina Rd. Tucson, AZ 85704 The Katie (PCOA) 600 S. Country Club Rd. Tucson, AZ 85716

* Point of contact – Susie James at (928) 237-2926 or sjames@alz.org. *To register , visit https:// cafeatthekatie.eventbrite. com. Point of contact – Nicole Thomas at (520) 790-7573 x1739 or nthomas@pcoa.org. *To register, visit https:// cafeatthelupu.eventbrite. com. Point of contact – Nicole Thomas at (520) 790-7573 x1739 or nthomas@pcoa.org. Registration requested

Alzheimer’s Association Memory Café Café at The Katie

2nd Wednesday of each month 3:00 p.m. – 4:00 p.m. 2nd & 4th Wednesday of each month 10:00 a.m. – 11:00 a.m.

January 15 & February 12

January 8 & 22 & February 12 & 26

Café at The Lupu

January 21 & February 18

3rd Tuesday of each month 10:00 a.m. – 11:00 a.m.

The Lupu (PCOA) 8467 E. Broadway Blvd. Tucson, AZ 85710

Esperanza Memory Café

January 9 & February 13

2nd Thursday of each month 2:00 p.m. – 3:00 p.m.

United Methodist Church of Green Valley 300 W. Esperanza Blvd. Green Valley, AZ 85614 JFCS Tucson 4301 E 5th St. Tucson, AZ 85711

To register call (520) 625-4712.

Registration is encouraged. To register, email memorycafe@jfcstucson. org. Point of contact – Alison Wood (520) 795-0300 x2248 or awood@jfcstucson.org. * Point of contact – Vicki Roy at (520) 393-6800 or VRoy@casagv.org.

Midtown Memory Café at JFCS

January 9 & February 13

2nd Thursday of each month 10:30 a.m. – 11:30 a.m.

Posada Life Memory Café

January 17 & February 21

3rd Friday of each month 1:00 p.m. – 2:00 p.m.

La Posada Community Center 780 S. Park Centre Ave., Green Valley, AZ 85614

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Pima Council on Aging

Healthy Minds for Life A Message from Lee Ryan, Professor, Psychology Department: Director, BIO5 Brain and Body Imaging Center at the University of Arizona A New Year’s Resolution for 2025 – Take Care of Your Brain! The new year is a time for renewal, a new beginning and a chance for change.

veggies, and whole grains, exercise for at least 20 to 30 minutes per day, maintain a healthy weight, and reduce stress. These healthy habits will help lower cholesterol, control blood pressure, and decrease risk for heart disease. Importantly, scientific studies show that they also promote brain health and help maintain cognitive abilities throughout our lives. Another resolution on the list, personal growth, is also known as “lifelong learning”– seeking out new experiences that are challenging, engaging, and meaningful. There is growing evidence that lifelong learning enhances brain health, improving our memory and problem-solving abilities. Taking a course, attending a lecture series, joining a book club, or getting involved in community service are all examples of life-long learning. These activities also help us form new social relationships by bringing people together who share common interests. Having meaningful relationships decreases loneliness and stress and reduces anxiety and depression. Social connection is incredibly important for our emotional well-being, which in turn, benefits our physical, emotional, and cognitive health. Of course, changing habits that we’ve acquired over a lifetime isn’t easy, so here are just a few tips that can help us get started towards a healthier lifestyle. First, choose one goal that is most important to you. Trying to change many things at once can be overwhelming. Making one change and sticking with it will give you the confidence to make the next change, and the next, and so on.

Many people will make at least one New Year’s resolution this year, and a surprisingly large percentage of those people – as high as 85% – will keep their resolution! Here are the five most common New Year’s resolutions: • Fitness: I will improve my fitness through exercise. • Diet: I will eat more fruits and vegetables, and less processed food. • Mental Health : I will reduce my stress, and practice mindfulness. • Social: I will spend quality time with loved ones and friends. • Personal Growth: I will learn a new skill or hobby or read a book every month. The first thing to notice about this list is that every one of them is related to better overall health! Clearly, we know what is good for us. But of course, it’s not that simple, because for every resolution that is kept, an awful lot of them are forgotten a month later. Second, each of these resolutions can have a major impact on brain health. Taking care of our physical, emotional, and social needs also takes care of our brains, leading to decreased risk for experiencing memory and other cognitive problems as we age, and even decreasing risk for developing Alzheimer’s disease. So, let’s talk about a few of these resolutions. The scientific advice on how to keep your brain healthy can be summed up in one phrase: Good for the heart, good for the brain . The best advice for maintaining a healthy heart reads a lot like these popular New Year’s resolutions – eat a balanced diet that is packed with fresh fruits,

Second, be reasonable. Too often, people choose goals that are overly ambitious, like going to the gym five days a week. Ultimately, they give up because it’s just too hard to maintain. Making small but meaningful changes can also lead to major health benefits. Third, you don’t have to do it alone. Studies show that we’re most successful in building healthy new habits when we share our goal with a friend. Find someone who is interested in trying new recipes, going for a walk with you, and sharing your challenges and successes. So, go ahead and choose a New Year’s resolution – any of them – from the list above. Whichever one you choose; you are also doing something really good for your brain. Wishing you a happy and brain-healthy 2025! Lee Lee Ryan is a Professor in the Psychology Department at the University of Arizona. She is a researcher studying aging and Alzheimer’s disease, and is a member of the Precision Aging Network. You can find more information about the Precision Aging Network at our website: https://precisionagingnetwork.org/. To hear about ways that you can participate in our research studies, email us at healthymindsforlife@email.arizona.edu.

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Pima Council on Aging

Medicare Corner

2025 Medicare Presentations  Understand the difference between Original Medicare and Medicare Advantage.  Learn about Medigap and Prescription Drug Plans.  Questions to ask before you enroll.  How and when to enroll.  Learn about Medicare Savings Programs which may help with paying Part B premiums and/or Part D drug costs for those who qualify.  How to find plans that offer the lowest costs for the prescriptions you take.

Pick up plan comparison spreadsheets for Pima County Medicare beneficiaries.

Date

Registration Links

Murphy-Wilmot Library 530 N. Wilmot Dr. Tucson, AZ 85711 PCOA at The Katie 600 S. Country Club Rd. Tucson, AZ 85716 Location

Time

Wednesday, January 22, 2025

2:00 p.m. – 5:00 p.m.

https://MurphyWilmotLibraryMedicare. eventbrite.com

12:00 p.m. – 3:00 p.m.

Wednesday, February 12, 2025

https://PCOAMedicare.eventbrite.com

PCOA is the local State Health Insurance Assistance Program (SHIP) for Pima County. Contact us at (520) 546-2011 for more Medicare information.

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Pima Council on Aging

Medicare Corner

This project was supported in part by grant number 90MPPG0022, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy. Drug Formulary: Make sure that you are getting the most cost-effective coverage for your prescription medication. Beginning this year, prescription out-of-pocket costs will be capped at $2,000. This is a huge reduction from last year’s $8,000. Also available this year is the Prescription Payment Plan Program which allows beneficiaries to set up a twelve-month payment plan for medications. Once enrolled in either Medicare Advantage or Standalone Part D Plan, coverage will take effect on the first of the month following enrollment. For additional assistance, contact your local State Health Assistance Program at 1-800-435-4040. Pima Council on Aging is the local SHIP for Pima County. Contact us at (520) 546-2011 or email us at SHIP@pcoa.org. Maximum Out of Pocket (MOOP) Costs: This is the maximum amount you will be responsible for before the plan picks up the total cost of your care. This amount varies by plan. In 2025, MOOP costs for Pima County plans range from $2,400 to $11,500. Plan Network: Confirm with your existing providers that they are contracted with the plan that you are considering. Also note that Health Maintenance Organization (HMO) plans may require a referral from a PCP to see specialists while Preferred Provider Organization (PPO) plans typically do not. HMO Point-of-Service may have flexibility in some parts of their coverage. Check with the plan directly for accurate information. What to Know About Medicare Advantage Open Enrollment Period Medicare Advantage Plans (also known as Part C) and standalone Prescription Plans (also known as Part D) are run by private companies. For Medicare beneficiaries enrolled in Medicare Advantage, Open Enrollment resumes on January 1st to March 31st. During this period, Medicare Advantage enrollees can: • Switch to another Medicare Advantage plan with or without drug coverage. In 2025, Pima County has forty-seven Medicare Advantage Plans that include drug coverage, and eight plans without. • Drop the Medicare Advantage Plan and return to Original Medicare. This also allows you to join a separate, standalone, Medicare drug plan. Enrollees will have a choice of twelve standalone plans. However, Original Medicare enrollees cannot switch to Medicare Advantage at this time. Some important factors to consider when switching to Medicare Advantage Plan include:

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Pima Council on Aging

Rights & Benefits Information

ALTCS Workshops Join us for a workshop to learn about the Arizona Long Term Care System (ALTCS). Discover what ALTCS is, the eligibility requirements, and the range of services available once enrolled. This workshop is an excellent starting point for anyone considering ALTCS for themselves or a loved one.

Please join us on Zoom from your computer, tablet, or phone. Date: February 26, 2025 Eventbrite registration will reflect the most up-to- date location information. The webinar is available by telephone or via Zoom on a computer or smart device. Please join us in person. Date: Friday, January 24, 2025 Location: The Katie | 600 S. Country Club Rd. Please note the change of date for the January workshop is due to the holidays. Fourth Wednesday of each month from 2:00 p.m. – 4:00 p.m. Location may be subject to change.

Registration is required for both the in-person workshop and online webinar. To register , go to: https://bit.ly/ALTCSws, or call Donna DeLeon at (520) 305-3450.

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Pima Council on Aging

Rights & Benefits Information

Property Tax Breaks for Older Adults There are three types of tax programs for which you may be eligible:

the exemption for which they are determined to be disabled by the VA. o $38,843 for household without dependent child(ren). o $46,600 for household with dependent minor child(ren) OR child(ren) over the age of 18 that are totally and permanently disabled who reside in the home (must be certified by a licensed * To include income from all occupants of the residence. i.e., applicant, spouse/ partner, and any child(ren) over the age of 18 who reside in the home. * The total Assessed Value limitation for all properties owned within Arizona cannot exceed $31,347 for each owner. Applicants must hold title to the subject property in the year you are filing for valuation relief and may only be eligible for a partial consideration. Assessor staff will be present at various public libraries during the initial filing period. Please contact the Pima County Assessor’s Office for the schedule & locations. The application period begins with the first business day in January through March 1st. Any applications submitted after March 1st must be accompanied by a waiver. Applications made after October 1, 2025, are only eligible for a reduction to the second half of 2025 property taxes. Applications can be submitted by mail, in person, or electronically. Contact the Pima County Assessor’s Office for further Arizona medical authority as totally and permanently disabled).

information. Pima County Assessor’s Office (520) 724-7500. Attn: Valuation Relief, 240 N. Stone Ave., Tucson, AZ 85701 ASRValRelief@pima.gov OR www.asr.pima. gov. The Senior Property Valuation Protection Option may be filed if you meet the following criteria: • At least one of the owners must be 65 years of age by September 1 of the current application year. • The property must be the primary residence of the taxpayer (primary residence is defined as “that residence which is occupied by the taxpayer for an aggregate of nine months of the calendar year”). A taxpayer can only have one primary residence. Rentals, mixed-use properties, and properties over 10 acres do not qualify. • The owner must have lived and owned the home for at least two (2) years prior to applying for the option. • An individual property owner’s total income from ALL sources , including non-taxable income, cannot exceed $46,416. The total income from ALL sources for two or more property owners cannot exceed $58,020 per the Arizona Department of Revenue. • The deadline for submitting the application is September 1, 2025. You will be notified by December 1, 2025 on the decision of your application. For further information, please contact the Pima County Assessor’s Office. Website at www.asr.pima.gov, or call (520) 724-7500. 3

The Arizona Property Tax Refund Credit , also known as the 140PTC, may be filed if you meet the following criteria: • Arizona resident for the entire year of 2024. • Age 65 or older by 12/31/2024 or a recipient of Supplemental Security Income (SSI). • Limited household income (Social Security is not counted.) • You paid property taxes and/or rent in 2024. Call PCOA Central Intake at (520) 790- 7262 in Tucson for 140PTC forms, or to make an appointment for assistance in completing this form. THIS CREDIT IS PROVIDED BY THE ARIZONA STATE DEPARTMENT OF REVENUE. This program is open from January 2025 until the tax filing deadline in April 2025. PCOA will be providing telephone and in-person appointments for assistance beginning February 1, 2025. 1

Qualifications for First-Time Valuation Relief applicants:

Applicants must be a permanent Arizona resident and, over the age of 17 and at least one of the following: • Widow/Widower. Must not have been separated or divorced at the time of death. If remarried, the applicant cannot claim an exemption. • 100% totally and permanently disabled. • Veterans who are partially disabled could receive the percentage of

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Pima Council on Aging

Information Social Security Is Improving Our National 800 Number and Reducing Call Wait Times

Social Security launched a national 800 number in October 1988. Today, our agents answer more than 28 million phone calls a year. Our new telephone platform makes it even easier to connect with us. Why use our 800 number? For more than 35 years, our toll-free number has been an easy way to contact Social Security without the need to travel to a local office. Our national 800 number – 1-800-772-1213 – allows you to access information and services with just a phone call, saving you time and money. It is especially helpful if you live in a rural or remote area, have limited mobility or transportation issues, or juggle a busy schedule. For many people, the fastest and most convenient way to conduct business with us is online at www.ssa.gov. If you cannot or prefer not to use our online services, our enhanced telephone system offers new features that allow us to better serve you – whether you’re calling to update your personal record, check on the status of an application or appeal, or request a replacement Social Security card. Our improved Call Back Assist feature saves your place in line without you having to wait on hold to speak with a representative. That means you can go about your day until a representative returns your call. Our 800 number offers services in English and Spanish and interpreters in more than 200 languages and dialects. Our free

interpreter services ensure most callers can access information and services in the language they prefer. We also continue to offer teletypewriter (TTY) services for people who are deaf, hard-of-hearing, or have difficulty using a traditional phone. Wait times on our national 800 number are longer than we would like, mainly because of hiring and staffing challenges. We’re worked hard to reduce wait times and have cut the average wait nearly in half – from 24 to 13 minutes. We’re putting into place new technology and business practices so we can shorten wait times even more and improve the customer experience. By the end of fiscal year 2025, our goal is to answer our 800 number calls within an average of 12 minutes.

When can you call Social Security? To speak with a Social Security representative, please call 1-800-772- 1213, Monday through Friday, 8:00 a.m. to 7:00 p.m. The best times to call are early in the morning, later in the week, and later in the month when wait times tend to be shorter. Our automated telephone services are available 24 hours a day and do not require you to wait to speak with a representative. You can request the status of a claim, a benefit verification letter, an SSA-1099 tax summary, and more. You can also listen to informational messages about a variety of topics. Please let others know about improvements to our national 800 number and share on social media.

Reducing call wait times is one of Commissioner Martin O’Malley’s top priorities, and he’s committed to providing the public with prompt and reliable service. Our new phone platform is a major step forward. To learn more about our efforts, visit our 800 number performance webpage.

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Pima Council on Aging

Information

PCOA Representatives in Green Valley We’re Here to Help! Mondays between 9:30 a.m. – 12:30 p.m. January 2025 6th Rights & Benefits 13th Family Caregiving Support Program 27th Dementia Capable Southern Arizona February 2025 3rd Rights & Benefits 10th Family Caregiving Support Program 17th Medicare 24th Dementia Capable Southern Arizona

Assistance in Green Valley PCOA provides information, assistance, and advocacy for older people and their families in Pima County. A wide variety of help is available for people living in Green Valley, either in-person, by phone, or virtually. Please call our Helpline at (520) 790-7262 to find out how PCOA can help, or use the contact information below to reach specific programs directly.

Call us for help with...

Join us in-person and online

• Caregiver support groups  To see the schedule of virtual family caregiver support groups and to register, call: (520) 305-3405  Visit memorycafe.pcoa.org or call (520) 790-7573, ext 1739 • Workshops about understanding Medicare  To register, call: (520) 546-2011 • Workshops about understanding the Arizona Long Term Care System (ALTCS)  To register, call: (520) 305-3450 • EnhanceFitness® classes  To see the schedule for EnhanceFitness®and learn about other virtual programs go to: thekatie.org • Memory Cafés

PCOA Helpline: (520) 790-7262 • Rights & Benefits Assistance

 Provides assistance with community resources and landlord/tenant issues  Help access financial assistance resources  Information and assistance for anyone caring for a loved one living with them or living in their own home  Advocacy for people in nursing and assisted living facilities throughout Pima County • Medicare Education and Counseling • Dementia Screenings and Support • Family Caregiver Support • Ombudsman

Join us at

Valley Assistance Services Your Helping Hand Forward

Community Lunch Program

Help in the home

• Located at Posada Life Community Center • Monday - Friday at 11:30 a.m. • For people 60 and older (and spouse, regardless of their age) • A suggested donation of $2–$3 is requested  To register call: (520) 625-2273

Call our Helpline for more information and eligibility assessment: (520) 790-7262 • Help with bathing and light house keeping • Home Delivered Meals • Time away (respite) for family caregivers

3950 S. Camino Del Heroe Green Valley, AZ, 85614

PCOA Helpline: (520) 790-7262 | pcoa.org | help@pcoa.org PCOA maintains a waiting list for services based on available funding and capacity of workers. Are you interested in being a paid caregiver? Contact us at (520) 305-3445

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Pima Council on Aging

Caregiving

PCOA CAREGIVER SUPPORT GROUPS – JANUARY/FEBRUARY

Held in-person or virtually with Zoom.

JANUARY/FEBRUARY To RSVP or if you have any questions, please contact Tonetta Clay, Support Group Facilitator, at (520) 305-3405 or tclay@pcoa.org. To Protect Confidentiality: To ensure privacy, access to the group sessions will only be given to registered participants. Weekly emails with updated schedules and additional information are sent on Fridays. If you participated in the groups before COVID and have not been receiving the emails, please check your junk or spam folder. RSVP or Questions:

To protect the confidentiality of the group Our caregiver support groups are designed to connect you with others who understand the challenges of caregiving. Whether in person or virtually, you’ll find a supportive community where you can share your experiences and hear others’ stories. You’ll learn about helpful resources, feel that your story matters, and know that you're not alone. Facilitated by a professional, these groups provide a safe space to express your concerns and frustrations and realize that others share your experiences.

“Participation in the group aids in navigating the shift from life before my partner’s diagnosis and alleviates the weight of guilt and fear for both of us.” –Support Group Attendee

1/2, 2/6, 1st Thursday 1:30 p.m. – 2:30 p.m. Virtual ON ZOOM 1/6, 2/3, 1st Monday 1:00 p.m. – 2:30 p.m. (East) In-Person 1/7, 2/4, 1st Tuesday 12:00 p.m. – 1:30 p.m. (Oro Valley) In-Person 1/13, 2/10 , 2nd Monday 1:00 p.m. – 2:30 p.m. (Green Valley) In-Person 1/14 & 2/11, 2nd Tuesday 10:30 a.m. - 12:00 p.m. (Marana) In-Person

1/15, 3rd Wednesday 1:00 p.m. – 2:30 p.m. (East) In-Person 1/16 & 2/20, 3rd Thursday 1:30 p.m. – 3:00 p.m. Virtual ON ZOOM 1/21 & 2/18, 3rd Tuesday 10:00 a.m. – 11:30 a.m. (North) In-Person

1/27 & 2/24, 4th Monday 11:00 a.m. – 12:30 p.m. Virtual ON ZOOM 1/28 & 2/25, 4th Tuesday 9:00 a.m. – 10:30 a.m. (Southwest) In-Person 2/17, 3rd Monday 1:00 p.m. – 2:30 p.m. (Midtown) In-Person 2/13, 2nd Thursday 1:30 p.m. – 2:30 p.m. (East) In-Person

1/23, 4th Thursday 1:00 p.m. – 2:30 p.m. (Midtown) In-Person (RESCHEDULED FROM THE HOLIDAY)

*NOTE: Meetings will not be held on days when holidays are observed. PLEASE RSVP for all groups. To RSVP or if you have any questions, please contact: Tonetta Clay, Support Group Facilitator (520) 305-3405, tclay@pcoa.org

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Pima Council on Aging

Caregiving

Caregiving Essentials: First Steps Training Schedule Free training for informal, nonpaid family caregivers.

Tuesday, January 14, 2025 Friday, February 7, 2025 Wednesday, March 5, 2025

Monday, April 14, 2025 Tuesday, May 20, 2025 Thursday, June 12, 2025

600 S. Country Club Rd., Tucson, AZ If staying for both, you may bring your own lunch. Coffee and water will be available.

• Stress Management & Grief • Communication • Dementia Behaviors & Issues • Finances & Legal Resources • Lifelines for Support: Respite & Support Groups • Phone & Technology Use • Grief & End of Life Resources Workshop 1: Steps to Resilience (9:00 a.m. – 12:30 p.m.) Check in at 8:45 a.m.

Workshop 2: Physical Care and Safety (1:00 p.m. – 3:30 p.m.)

• Proper Body Mechanics • Home Environment Safety & Falls Prevention • Planning for an Emergency • Understanding Assistive Devices • Proper Walking/Transferring Techniques

• Re-positioning with Reassessment • Activity Planning, Outings & Car Etiquette • Infection Control & Providing Personal Care

This training does not provide certification or CEU’s for employment.

For questions or possible respite ideas, call Kelley Hansen at (520) 790-7573 ext. 3413; khansen@pcoa.org

Register and/or cancellations on Eventbrite: https://caregivingessentials25.eventbrite.com or call Donna DeLeon at (520) 790-7573 ext. 1750; ddeleon@pcoa.org

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Pima Council on Aging

Caregiving

Reclaiming Yourself By Brenda Mayorquin , Aging and Caregiving Specialist Being a 24/7 caregiver is a role that often consumes you, your time, and your energy. It’s dedicated, unselfish love! You are heroes without a cape, angels without wings. You can easily lose yourself in the constant demands of caring for a loved one. Days become weeks, weeks become months, and months become years. You become so invested in giving quality care to your loved one that you may feel you have lost your own identity. Often you put yourself in the backseat, ignoring your own needs, passions, and interests — not to mention coping with all the emotions common to being a caregiver including ambivalence, anger, irritability, sadness, frustration, resentment, tiredness, and lack of appreciation. I want to remind you that self-care (self-love) and reclaiming your personal identity aren’t luxuries, they’re a necessity for your physical and mental well-being because you matter. And yet we don’t do it! I’m with you, there’s just not enough time in the day, right? Well, not only are you a hero and an angel, but you are also a warrior, a fighter without the armor, of course. Let’s start this new year not with a resolution, but with a challenge to tackle and discover new ways to reduce and cope with stress, build resiliency, and rediscover yourself not just as a caregiver, but as a human! Get creative with the time you have, whether it’s getting ready for the day, driving, washing dishes, getting mail, walking the dog, or even while you’re in the restroom.

When you’re caring for someone else, it can feel selfish to take time for yourself. However, even short moments of self-care can make a huge difference in your day. Try to carve out small breaks during the day. Here are a few suggestions to get you started: • Have a piece of chocolate and savor it. • Take a walk and count cars. • Turn on some music or listen to your favorite podcast while driving. • While getting the mail, look around, take a deep breath, and admire the beauty around you. • At night, step outside and look at the stars shining brightly upon you. • While in the restroom, watch a comedy clip on YouTube and get a good laugh. • Before bed, ground your feet and touch your heart to feel your heartbeat. • Stretch or dance while washing dishes.

These moments allow you to recharge and regain your identity, even if just for a few minutes, and help to restore a sense of individuality outside of your caregiving role. Lastly, remember to be kind to yourself. Caregiving is tough, and it’s normal to feel overwhelmed, frustrated, or even resentful at times. Recognize your emotions without judgment and forgive yourself for any perceived shortcomings. By taking steps to restore your identity and nurture your own well-being, you’re not only caring for yourself but also ensuring you can continue to care for your loved one with greater strength and resilience. If you need additional support or assistance, reach out to our Family Caregiver Support Program by calling (520) 790-7262.

January/February 2025, Never Too Late | Page 17

Pima Council on Aging

Ending Life Well: Conversations & Connections

Navigating the Aftermath: A Checklist for When a Loved One Passes

By Alex Trevino , Caregiving and End of Life Specialist Losing a loved one is one of life’s most profound challenges. The days that follow can feel overwhelming, making the road to travel a bit blurry. In those moments, having a roadmap can provide clarity and ease some of the burdens. This checklist offers essential steps to help guide you. Keep in mind that some steps may not apply to everyone.  Obtain a Legal Pronouncement of Death A legal confirmation of death is required to issue a death certificate, which is essential for many administrative tasks. Hospital or hospice staff usually handle this, but if the death occurs at home, contact emergency services, or the attending physician.  Notify Family Members and Close Friends Sharing the news is difficult, but necessary. Begin with immediate family members and close friends. Do not hesitate to ask them for support and to assist with planning.  Arrange for Organ Donation (if applicable) If the deceased registered as an organ donor, time is of the essence. Check their driver’s license, donor card, or medical records.  Contact a Funeral Home Choose a funeral home that aligns with the deceased person’s wishes and your family’s preferences. They can help with arrangements for burial, cremation, or memorial services.

 Seek Grief Support Grief is a deeply personal journey, and support is available. Consider counseling, support groups, or other resources to help process your emotions. This list is not an exhaustive checklist, and circumstances may vary. Take one step at a time and ask for assistance from trusted family members, friends, or professionals. Looking Ahead Make sure your affairs are in order. Completing your Advance Directives is a critical step to ensure your wishes are known and to help your loved ones avoid unnecessary confusion and stress. Our next article will provide a comprehensive End of Life Planning Checklist to help you, and your loved ones stay informed and prepared. PCOA is here to guide you through this process and offer support with End of Life planning. Call the PCOA Helpline at (520) 790-7262 to get started today.

 Request Multiple Death Certificates Certified death certificates are needed for many tasks including closing accounts, filing insurance claims, and settling estates. Order multiple copies (10-20 is often recommended) to ensure you have enough. Be mindful that certified death certificates are often available only after paying a fee for each copy.  Notify Employers and Relevant Agencies Inform the deceased person’s employer to process final wages and benefits. Contact the Social Security Administration at 1-800-772-1213 to halt payments and apply for survivor benefits, if applicable.  File Life Insurance Claims Notify insurance companies to begin claim processes. Have policy numbers and certified death certificates available when you call.  Handle Financial and Legal Matters Work with an attorney to execute the will or Living Trust. If a will is not in place, legal professionals can help you navigate probate. Notify banks and creditors to manage debts and close accounts.  Cancel Services and Secure Online Accounts Prevent identity theft by closing or memorializing social media accounts and canceling subscriptions. Redirect mail as needed.

Shaaron Kent Endowment held at the Community Foundation for Southern Arizona

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Pima Council on Aging

Information

Wednesday, January 15th 9am - 1pm Doubletree Tucson Reid Park 445 S. Alvernon Way | Tucson, AZ 85711

MS. ARIZONA SENIOR Entertainment by

KEENAN PERRY’S – AGE OF AQUARIUS

Co-Sponsored By:

The Age of Aquarius is a performance act that features music and pop culture trivia from 1962 to 1974. The show displays a multi instrumental rotation of instruments. Be it dance, concert, 2-step country, patio, stage or poolside...The “AGE” is ready!

• FOOD • FUN • ENTERTAINMENT • LOTS OF VENDORS • PRIZES & GIVEAWAYS • CASH DRAWINGS EVERY HOUR . . . THIS MIGHT BE YOUR LUCKY DAY!

Learn more about...

Tour & Travel Retirement Living Leisure Health Care

Financial Home Repair Education

Casinos and More!

January/February 2025, Never Too Late | Page 19

Pima Council on Aging

Information

Join us for PCOA’s NOSH & KNOW series: Your go-to destination for insightful events designed to help you age well and stay connected. Each session offers expert insights, interactive discussions, and delicious snacks! Engaging Events to Help You Age Well!

Neighbors Helping Neighbors For many older adults, staying in their own homes is essential. It’s where they feel comfortable, connected to their community, and able to maintain their independence. But sometimes, a little extra help is needed to make that possible. That’s where the Neighbors Care Alliance (NCA) steps in. Join us at the Nosh and Know: Neighbors Helping Neighbors event on Thursday, January 9th from 1:00 p.m. – 2:00 p.m. to discover the ways volunteers are making a real difference in their neighborhoods. Whether it’s providing transportation, delivering meals, offering companionship, or lending a hand with daily tasks, volunteers help older adults remain in their homes and living safely and independently for as long as possible. You’ll also have the opportunity to find out how you can join existing neighborhood volunteer groups or start your own. The flexibility of the NCA program allows you to decide how best to support the older adults in your community, based on the needs and resources of your neighborhood. Volunteering with NCA isn’t just about offering a service - it’s about building stronger, more connected communities. You don’t have to be a young person to help! Many of our volunteers are older adults themselves, demonstrating that no matter your age, you can make a difference.

Upcoming Nosh and Know Sessions!

Neighbors Helping Neighbors January 9, 2025

Making Informed Choices: Understanding In-Home Care and Services March 6, 2025 Explore your options for in-home care and services and learn how to make informed decisions to age in place with confidence. Aging with Confidence: Exploring Care Options and Resources May 8, 2025 Learn about resources available to age proactively and protect your rights, from independent aging to long-term care options. Reinventing Retirement: Thriving in a Healthcare Career July 10, 2025 Explore rewarding opportunities in the healthcare field and discover how caregiving roles can supplement your retirement income while making a difference. Time: 1:00 p.m. - 2:00 p.m. Location: Katie Dusenberry Healthy Aging Center 600 S. Country Club Rd., Tucson, AZ Discover how you can come together with your community to make a meaningful impact in the lives of your older adult neighbors through volunteering.

Reserve your spot today at noshandknow.pcoa.org or call (520) 790-7573 x5060

Series Sponsored by:

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Pima Council on Aging

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