Buy BEFORE You Sell
Our modern bridge solution lets you access the equity in your current home before it sells! Helping you move forward with your next purchase and improving your debt-to-income ratio.
A SMARTER WAY TO MOVE FORWARD
Get pre-qualified with Element Home Loans Make a stronger offer on your next home
Use your unlocked equity to close Sell your old home on your terms
Access up to 85% of your current home’s combined loan-to-value to use as your down payment before your home even sells. No double payments After closing on your new home, Element Home Loans will make monthly payments on your old home until it sells.
0% Interest Bridge Loan No interest charged on the equity you unlock to purchase your next home.
No home sale contingency - Make a strong, competitive offer on your new home without needing to sell your current one first. Lower debt-to-income ratio Helps improve your buying power when qualifying for your next mortgage.
Sell your current home on your timeline! You have up to 120 days to list and sell your old home for full market value.
A 2.4% fee applies at the time of your old home's sale. (Minimums apply. Ask your loan officer for full terms.)
DeAnn Ellis Davidson Senior Mortgage Consultant NMLS# 148916 | GA MLO# 25670 155 Bankers Boulevard, Unit I-200, Monroe, GA 30655 Office: 855-ELEMENT Cell (770) 616.8042 EllisMortgageTeam.com DeAnnEllis@elementhl.com
Equal Housing Lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. For NFM Lending, LLC’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC's NMLS #2893 (www.nmlsconsumeraccess.org). © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. www.nfmlending.com. MLO licensing information NMLS# 148916 | GA MLO# 25670. Element Home Loans a division of NFM Lending, LLC. NFM Lending, LLC. is licensed in: (list state information where MLO is licensed. (www.nmlsconsumeraccess.org). For NFM Lending, LLC's full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending, LLC's NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Equal housing lender. Copyright © 2025. Please note that the pre-qualification does not constitute a commitment or a loan approval, but is instead a preliminary assessment of your current credit worthiness. NFM Lending is not a Financial Advisor, Tax Advisor or Credit Repair Company. You should consult with a Financial Advisor, Tax Advisor or Credit Repair Company to learn more. MAC0725_ 1709628461.
Made with FlippingBook - PDF hosting