This program is perfect for medical professionals who are purchasing or refinancing a home that exceeds conventional loan limits and want a low down payment. As Low as 5% Down Purchase Low Down Payment Loan Amount from $400k-2M Medical Professional Loan Program
KEY FEATURES:
Loans as low as $400k
95% Financing with No Mortgage Insurance (MI)
Competitive Interest Rates
ELIGIBLE MEDICAL PROFESSIONALS:
7- and 10-Year ARMs Flexible Qualifications & Student Loan Friendly!
At least one borrower must hold one of, and supply, the following valid license types: Medical Doctors (MD) Doctors of Osteopathy (DO) Doctor of Dental Medicine - Dental Surgeons, Orthodontists,
*Offered Nationally except AK, AL, MS, and LA
General Dentists (DMD/DDS) only Doctors of Podiatric Medicine (DPM) Doctor of Veterinary Medicine (DVM) Doctor of Optometry/Ophthalmology Doctor of Psychology Physician Assistant (must have medical license) Doctor of Anesthesiology
QUALIFYING CRITERIA :
Must be a medical professional with a valid medical license and actively engaged in an eligible medical profession. Includes those who completed residency within the last ten years or current residents, fellows, or interns. Deferred student loans? If repayment starts more than 12 months from your application, it won’t count toward your debt-to-income (DTI) ratio. If it starts within 12 months, we’ll include 0.5% of the loan balance or use a statement showing your actual payment. Additional qualifying criteria applies. Ask for details.
DeAnn Ellis Davidson Senior Mortgage Consultant NMLS# 148916 | GA MLO# 25670 155 Bankers Boulevard, Unit I-200, Monroe, GA 30655 Office: 855-ELEMENT Cell (770) 616.8042 EllisMortgageTeam.com DeAnnEllis@elementhl.com
Equal Housing Lender. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. Equal Housing Lender. MLO licensing information: AL AL FL LO117378 GA 25670 SC MLO-148916 TN 148916 . NFM, Inc. d/b/a NFM Lending. For NFM, Inc.’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution. © 2025 NFM, Inc. dba NFM Lending. America’s Common Sense Lender® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. nfmlending.com. Please consult with the Loan Originator about requirements and restrictions for PMI and down payment. This promotion may vary according to the consumer’s criteria.*This product is primarily for a borrower with good credit (700 FICO or better) but a low Loan-To-Value (80% max). Debt-to-income ratios apply. Investment condos not allowed.
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