ZERO DOWN FLEX ZERO DOWN FLEX
FINANCED CLOSING COSTS ! COSTS!
101.5% FINANCING**
96.5% FHA first loan with 5% 2nd lien Extra 1.5% can go towards closing costs
FOR ALL BUYERS (not just first-time)
NO INCOME CAP
COVERS DOWN-PAYMENT
DeAnn Ellis Davidson Senior Mortgage Consultant NMLS# 148916 | GA MLO# 25670 155 Bankers Boulevard, Unit I-200, Monroe, GA 30655 Office: 855-ELEMENT Cell (770) 616.8042 EllisMortgageTeam.com DeAnnEllis@elementhl.com
Equal Housing Lender. MLO State Licensing Information AL, FL - LO117378, GA # 25670, SC # MLO-148916, TN # 148916. NFM Lending is not affiliated with any real estate companies. You are entitled to shop around for the best appraisal, title search, and other verifications are complete. Additional financial documentation may be necessary. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, income, employment, credit, home value, collateral, and underwriting requirements. Make sure you understand the features associated with the lender/real estate company for you. A pre-approval is a preliminary verification of your credit and assets and not a guarantee that you will be approved for a mortgage loan. The loan application approval will only be given when the property loan program you choose, and that it meets your unique financial needs. NFM, Inc. d/b/a NFM Lending. For NFM, Inc.’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893
(www.nmlsconsumeraccess.org).
Copyright © 2024.
NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution.
income, employment, credit, home value, collateral, and underwriting requirements. Not all programs are available in all areas. Offers may vary and are subject to change at any time without notice. needs. Subject to Debt-to-Income and Underwriting requirements. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of an application and verification of home ownership, occupancy, title, *Requires a second mortgage to cover the 3.5% down payment required for FHA loans. Minimum FICO score required. Fixed-rate loans only. W2 transcript option not permitted. **The repayable second loan is due in 10 years, but flexible payment options calculated over 10-, 20- or 30-years can provide payment flexibility for 10 years. Make sure you understand the features associated with the loan program you choose, and that it meets your unique financial
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