Captrust - April 2025

Retirement is often seen as the ultimate goal — a time to kick back and enjoy life without the constraints of a 9-to-5 schedule. But what many don’t realize is that while retirement is a financial shift, it’s also a significant psychological transition. After spending decades in the workforce, adjusting to life after work can be both exciting and challenging. Understanding the Emotional Side of Retirement For many retirees, the first few months feel like a long vacation with no alarms or deadlines. But as time goes on, some start to experience a sense of loss. Work provides structure, social interaction, purpose, and a sense of identity. Without it, retirees may feel unproductive or disconnected. It’s completely normal to experience a mix of emotions, from relief and excitement to uncertainty and even mild anxiety. The key is recognizing that retirement is a transition, not a destination, and finding ways to create a fulfilling post-career life. Building a New Routine One of the biggest adjustments in retirement is the sudden lack of structure. Gone are the daily meetings, the morning commute, and the deadlines. While this new freedom is wonderful, having no routine can leave retirees feeling aimless. Retirement Reimagined HOW TO FIND PURPOSE AND JOY AFTER WORK

DON’T LET JET LAG STEAL YOUR VACATION

Nothing is quite like a cross-country or international flight. Whether you’re going for business or pleasure, it’s always exciting whenever you depart the plane and arrive at a new destination. Unfortunately, those first few hours or days after your flight can feel like a real drag, thanks to jet lag. Jet lag is a normal sensation when your flight crosses different time zones. It often includes feelings of fatigue, irritability, disorientation, and more. Jet lag can take the enjoyment out of your first day on vacation or your focus away from an important business meeting. This has led many people to wonder how they can quickly and efficiently overcome the misery of jet lag. However, if you use these two strategies, your next long-distance flight won’t leave you feeling like a zombie. Stay hydrated. When you’re well-hydrated, you feel it. Your sleep quality and mood improve, body temperature is better regulated, and you are less likely to get headaches. Those benefits will help offset any jet lag. If you stay hydrated throughout your flight and when you land, you should experience less severe symptoms of jet lag. And avoid over-indulging on caffeine. It might boost you in the moment but could interfere with much- needed sleep once the night rolls around. Get acclimated to your new sleep schedule before your trip. If possible, adjust your sleep schedule to match your destination’s time zone at least a few days before your trip. You may feel a little off-balance and zoned out, but it will help you extensively in the long run. By adopting a new sleep schedule early, your body will be fully ready to embrace the new time zone. Be sure to stick with your sleep schedule once you reach your destination. You may feel like napping when your flight lands, but you should push through the initial discomfort if the sun still shines. That natural sunlight may even give you an additional boost, leaving you reenergized and ready to tackle whatever plans await you! How to Avoid That ‘I Just Got Off a 12-Hour Flight’ Feeling

To avoid this, consider setting a new daily or weekly schedule that includes:

• Exercise (morning walks, yoga, or golf) • Social activities (joining a club, volunteering, or scheduling coffee dates) • Hobbies (painting, gardening, music, or cooking) • Learning opportunities (taking classes, reading, or attending workshops) Having a plan for how to spend your time can make retirement feel more meaningful and structured. Staying Social and Connected Workplaces provide built-in social circles; without them, retirees can sometimes feel isolated. Staying socially engaged is important for maintaining friendships, reconnecting with family, or participating in new communities. Consider:

• Joining a local group or club • Volunteering for a cause you care about • Traveling with friends or family Finding New Purpose Many retirees find fulfillment in part- time work, mentoring, or volunteer opportunities. If you miss the sense of purpose work provided, consider sharing your skills with others, whether through consulting, tutoring, or nonprofit work.

Retiring is a new beginning and a chance to redefine what fulfillment and happiness look like to you. By embracing change and staying engaged, you can make this next chapter one of the best yet!

2 • Captrust.com

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