Lyndon Thomas Insurance Agency - August 2024

Lyndon Thomas Insurance

EXTEND YOUR GROWING SEASON

EXPERT STRATEGIES FOR FALL GARDENERS

Fall is one of the best times of the year for gardening, and now that summer is almost behind us, it’s time to prepare your fall gardens. Clean up leftovers from your spring and summer gardens, plant new seeds, and nurture your fruits, veggies, and flowers until they’re ready for harvest. If you’ve ever tried to grow fall produce, you know it’s not as easy as planting and waiting. Gardens can be a lot of work! Thankfully, you have many strategies for keeping your garden in top shape. Here are three ideas you can implement this year to ensure a bountiful harvest. Timing Counts As fall progresses, temperatures will drop, making growing certain fruits and vegetables more difficult. Inspect your seed packets to see how long each item takes to develop and ensure you give your produce enough time to reach maturity. Additionally, some things will take more from the soil than others. Potatoes and onions pull many nutrients from the soil, so you should plant nutrient-rich options like beans or peas to preserve the soil quality. Use Covers Pests are a constant problem for any gardener, especially when the plants you’re growing need to be pollinated. Thankfully, most fall vegetables don’t require pollination, so you can use garden mesh

netting to keep those pesky pests at bay. These covers are relatively inexpensive and available at any home improvement store or nursery.

It’s Never Too Late You might think you missed your opportunity to garden once September ends, but that’s not always the case. Some plants like cilantro, kale, and radishes have a short growing season, so they’ll be ready to eat before you know it! You can also use plant covers designed for frost protection to extend your growing season by a few weeks.

PREPARING FOR THE ANNUAL ENROLLMENT PERIOD

August, for us here at LTIA, is just a slip ‘n slide toward September. In a few days, LTIA will send you a Prescription Drug Update form. Late September is when you will receive your Annual Notice of Change (ANOC) in the mail unless you have opted to receive plan materials via email. Your September ANOC informs you of the changes in your plan for next year. September is when we finalize our sales meeting schedule and Annual Enrollment Period client service and marketing strategies. Oct. 1 is when we are permitted by Medicare to begin discussing 2025 plan benefits. The Annual Enrollment Period begins on Oct. 15, when we are permitted to begin conducting plan change enrollments for Jan. 1.

The Annual Enrollment Period is Oct. 15 to Dec. 7.

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2 1211 Maricopa Hwy, Ste 222, Ojai, CA 93023

CA# 0D96309

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