2020 Short-Term Disability Plan SPD

PLAN ADMINISTRATOR NAME, ADDRESS, AND TELEPHONE NUMBER Mid-America Apartments, LP 6815 Poplar Avenue, Suite 500 Germantown, Tennessee 38138

PLAN IDENTIFICATION NUMBER Mid-America Apartments, LP Employee Welfare Benefits Plan Employer IRS Identification #: 62-1543816 Plan #: 510

TYPE OF WELFARE PLAN The Plan is a welfare benefit plan that provides self-insured short-term disability benefits.

PLAN YEAR January 1 – December 31

TYPE OF ADMINISTRATION The Plan is administered by the Plan Administrator. The Plan Administrator is the “named fiduciary” for the Plan and has full discretion to exercise its duties hereunder. The Plan Administrator may adopt rules and procedures as to how the Plan operates and has authority to exercise discretion in performing its duties. The Plan Administrator retains all fiduciary responsibilities with respect to the Plan except to the extent the Plan Administrator has delegated or allocated to other persons or entities one or more fiduciary responsibilities with respect to the Plan, such as to the Claims Administrator, or as otherwise provided by applicable law. The Employer may, from time to time in their sole discretion, contract with outside parties to arrange for the provision of certain administrative services with respect to the Plan. In that regard, the Claims Administrator has been retained to provide certain administrative claims services for the Plan. The Claims Administrator has full discretion in providing these services, including deciding claims and appeals under the Plan.

CLAIMS ADMINISTRATOR Liberty Life Assurance Company of Boston

175 Berkeley Street Boston, MA 02116 1-888-408-7300

AGENT FOR SERVICE OF LEGAL PROCESS ON THE PLAN Service of legal process may be made upon the Plan Administrator, sent to the Attention of EVP and Chief Human Resources Officer.

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