J & L Ventures LLC - 2023 - 2024 Benefits Guide

Disability Insurance Coverage

The goal of J&L Ventures Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long-Term Disability” income benefits.

Both the Short-Term and Long-Term disability coverages are offered through Sun Life.

Insurance Carrier:

Short-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Benefit Percentage

60%

Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit Pre-Existing Condition

14 Days 14 Days $1,875 3 / 12

Benefit Duration

24 Weeks

Insurance Carrier:

Long-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Waiting Period

180 Days

Benefit Percentage

60%

Maximum Monthly Benefit

$5,000* SSNRA 2 Years 3 / 12

Benefit Duration

Own Occupation Definition

Pre-Existing Condition

*Maximum Monthly Benefit varies by classification.

14 J & L VENTURES, LLC 2023 BENEFITS GUIDE

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