Campbell Wealth Management - December 2022

Boost Your Health While Helping the Environment Have You Heard of Plogging?

with others! Round up a group of friends, family, or coworkers and join the initiative together. If you’re up for it, you can even make it a contest! Add in different exercises. Plogging doesn’t only have to incorporate jogging — while gathering trash; you can do squats, burpees, lunges, or even pushups. Switch up arms. While plogging, holding the garbage bag in the same hand can become uncomfortable, especially as that bag gets heavier! Be sure to change which arm holds it from time to time! Incorporate sprints. If jogging becomes too simple for you, try sprinting between trash to intensify the activity. Plogging is a great way to reduce pollution while getting in your workout! Local parks, neighborhoods, and common areas are a great place to start!

According to Our World in Data, the world manufactures more than 270 million tons of plastic annually. About 8 million tons of this plastic winds up in the ocean — that’s 3%! Plogging, a fad that originated in Sweden to help minimize pollution, is taking the world by storm. Essentially, you jog and pick up litter at the same time! Some cardio and a giant clean-up effort? It’s a great way to enjoy the cool winter temperatures while

doing something good for the environment! Plogging can be done with others, at any time, and pretty much anywhere litter or trash exists. It’s a win-win! The origin of the word “plogging,” according to the Farmer’s Almanac, comes from a combination of jogging and the Swedish word for “pick up,” which is “plocka upp.” All you need is a pair of running shoes, a trash bag, stamina, some free time, and water to stay hydrated! If you’re interested in

taking up the hobby or plogging every now and then to make a difference in our environment, here are some tips to keep the activity fun and interesting! Head out in groups. Everything is more fun

Wait, Don’t Click That!

Protecting Your Accounts From Cyberthreats Especially during the holiday season, with online shopping at the highest point of the year, it’s important to protect your retirement savings from cyber criminals. Retirement account fraud is a common financial crime, thus it’s important to take the right steps to protect your accounts and information from cybersecurity threats. Because it’s becoming more difficult for criminals to hack bank accounts, many are homing in on retirement accounts instead. Do not open suspicious emails

website. So, if you receive an email from a sender claiming to be the IRS asking you to click on a link or provide personal information, do not click on it or provide your information! While the internet is an extremely useful tool, especially for researching holiday recipes and purchasing gifts, it comes with a giant risk when it comes to financial accounts and personal information — it’s important to protect your accounts from cyberattacks as well as market downturns. If you’d like to discuss any retirement concerns or have questions about your 401(k), give us a call today!

As a general rule of thumb, if you receive a strange email from someone claiming to be your 401(k) provider, and something just doesn’t look right, don’t open it. On that note, also avoid clicking on or interacting with pop-up windows, attachments, and links from any sender that you do not recognize. These strange links and emails may be phishing attempts from criminals. Ignore emails from the IRS. The IRS does not communicate via email or text message, as communicated on their

Let’s take a look at three ways to ensure that your retirement accounts stay safe! Keep a watchful eye on your 401(k). Understandably, your retirement account may be something that you rarely check. However, just like you monitor your credit card statement, it’s important that you watch your 401(k) account for suspicious activity.

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